Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

.easy loan in laymans terms

5
Easy form to apply instant decision and ready funds..no qualms great site to monitor your loan and make payments.. Reviewed on: 27th February 2026
David s's avatar
David s

Highly recommended

5
I’ve had a great experience. Applying was easy and I’ve been able to make extra payments on my loan and lower the monthly payments. I will definitely use Plata again if I ever need enough loan. I would highly recommend Plata to anyone. Reviewed on: 27th February 2026
Louise H's avatar
Louise H

Excellent service

5
The service was professional from start to finish Reviewed on: 27th February 2026
Bell's avatar
Bell

Got a quick loan from Plata and it’s been perfect.

5
Got a quick loan from Plata and it’s been perfect. Very happy Reviewed on: 27th February 2026
Richard L's avatar
Richard L

Very easy process from start to finish

5
Very easy process from start to finish Reviewed on: 27th February 2026
Allan M's avatar
Allan M

They were there when I needed help where others didn...

5
They were there when I needed help where others didn't want to. Got me out of a fix with a well worked out finance deal. Interest and Apr rate was great too. Also after a period of time you can get a top up loan. Also understanding of your personal situation. Staff are very friendly down to earth. Professional. And explain it all in simple terms so you don't stress out and worry. Reviewed on: 27th February 2026
Michael S's avatar
Michael S

Good experience

5
Good experience applying, no hassle and the money was transferred pretty quick. Reviewed on: 27th February 2026
Ash G's avatar
Ash G

Straight forward application process, I was kept inf...

5
Straight forward application process, I was kept informed throughout and the money was in my account when they said it would be, excellent service! It's an easy to manage portal once I had the funds and a message reminding me the payment will be taken. Reviewed on: 27th February 2026
John T's avatar
John T

Easy and quick application

5
Easy and quick application, rapid money transfer once approved. Reviewed on: 27th February 2026
VW's avatar
VW

Very fast an easy application.

5
Very fast an easy application. No extra documentation or phone calls which is great when you have a busy work schedule Reviewed on: 27th February 2026
Ooloki's avatar
Ooloki

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill