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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

The application process was easy and responsive.

5
The application process was easy and responsive. The money once agreed was in my account incredibly quickly. being able to manage and see my account online is really helpful also Reviewed on: 27th February 2026

So quick and easy to set up with clear instructions...

5
So quick and easy to set up with clear instructions Reviewed on: 27th February 2026

Had no bother during the loan so far.

5
Had no bother during the loan so far. Not had to contact customer services. All been straight forward. Reviewed on: 27th February 2026

Quick and relaxed professional work

5
Quick and relaxed professional work Reviewed on: 27th February 2026

I do not like that you do not display the actual poi...

3
I do not like that you do not display the actual point-in-time loan balance - only the full amount to be repaid. This discourages people to repay the loan as they do not know what the actual balance is. Reviewed on: 27th February 2026

seemless and easy to apply.

4
seemless and easy to apply. Lower rate than other lender Reviewed on: 27th February 2026

Hassle Free Process...

5
The application process was easy and the money arrived quickly. Reviewed on: 27th February 2026

Easy process and excellent service

5
Easy process and excellent service Reviewed on: 27th February 2026

Fast and efficient in all aspects

5
Fast and efficient in all aspects Reviewed on: 27th February 2026

Easy to apply and easy to manage.

5
Easy to apply and easy to manage. Reviewed on: 27th February 2026

Review Plata: Personal loans now

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