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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy process, questions answered

5
Easy process, questions answered Reviewed on: 27th February 2026

Excellent would Highly recommend.

5
Excellent would Highly recommend. So easy and great customer service Reviewed on: 27th February 2026

Application process was easy and completed promptly.

4
Application process was easy and completed promptly. Swift access to the funds proved helpful too. Reviewed on: 27th February 2026

Easy to use

5
Very easy to check the value of you loan, howmuch is left and how long is left etc. Reviewed on: 27th February 2026

Easy aplication .

5
Easy aplication . But high interest rate Reviewed on: 27th February 2026

Quick and cash distributed quickly

5
Quick and cash distributed quickly Reviewed on: 27th February 2026

Easy to use, simple steps and fast process.

5
Easy to use, simple steps and fast process. Would recommend to anyone. Reviewed on: 27th February 2026

Seamless.

5
From the first enquiry, to setting up and even changing my direct debit, everything has been easy and seamless. The added bonus was i could make an early repayment, with no issue when I got paid earlier at Christmas. Reviewed on: 27th February 2026

Good service - easy to use app.

5
Good service - easy to use app. Relevant information and good rates Reviewed on: 27th February 2026

Loan for a wedding

5
I took the loan to help pay for a wedding so it's taken a lot of stress away from the situation. The people I've spoken with have been wonderful and the interest rate is great Reviewed on: 27th February 2026

Review Plata: Personal loans now

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