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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Its super easy to set up and provide details.

5
Its super easy to set up and provide details. I messaged a representative through the chat, and very prompt and knowledgeable answers. Not pushy and the reminders help me to stay ontop. The navigation of the platform on laptop and phone is also very easy to use. Reviewed on: 27th February 2026

I had a really positive experience with Planta.

5
I had a really positive experience with Planta. The application process was straightforward and easy to complete, and I received a decision quickly. Everything was clearly explained, including repayment terms and any fees, so there were no surprises. Reviewed on: 27th February 2026

Very good and quick service

5
Good and quick service ,very reliable Reviewed on: 27th February 2026

Easy and friendly service from start to finish.

5
Easy and friendly service from start to finish. Reviewed on: 27th February 2026

The system that they have online is the best I have...

4
The system that they have online is the best I have ever come across. They let you get easy access to all of the essential information that you need including asking for a settlement figure which is not something that all loan companies make easily accessible. I really do rate them as a company. I also like that they don't chase you to take out additional lending which I know some do. So you can be more confident in your lending. It makes you feel like they actually care. Reviewed on: 27th February 2026

Good customer service.

5
Good customer service. Was given fast response when applying Reviewed on: 27th February 2026

Simple and straightforward application, eligibility...

5
Simple and straightforward application, eligibility was assessed on my individual basis and rates were fair! Decision and money were received in no time and easy accessible management once my loan was set up! Reviewed on: 27th February 2026

Very happy with service.

5
Very happy with service. Easy access and easy to navigate website and be in control of your loan. Haven’t had better experience anywhere else Reviewed on: 27th February 2026

Great process from start to end.

5
Great process from start to end. Reviewed on: 27th February 2026

Nice and quick with the answer, nice and easy platfo...

5
Nice and quick with the answer, nice and easy platform to use Reviewed on: 27th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review