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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,865 reviews, last reviewed 30th Mar 2026
457800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Very fast and professional service, 10/10 Very fast and professional service Reviewed on: 30th March 2026
P Butler 's avatar
P Butler

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12865)

Interest rate is way too high, maybe even illegal!

2
Interest rate is way too high, maybe even illegal! Reviewed on: 26th February 2026
Ettoreman's avatar
Ettoreman

Very Happy

5
Very quick easy progress, money in my account same day. Reviewed on: 26th February 2026
Peter H's avatar
Peter H

The staff are easy to talk to.

5
The staff are easy to talk to. Happy to use Plata. Reviewed on: 26th February 2026
Patricia j's avatar
Patricia j

I have had difficulty with my credit score in the pa...

5
I have had difficulty with my credit score in the past but with Plata they looked at my affordability now rather than basing it on previous years. The whole process was smooth, quick and complete within 20 minutes Reviewed on: 26th February 2026
Alexandra M's avatar
Alexandra M

Very professional, clear and easy application, quick...

4
Very professional, clear and easy application, quick approval Reviewed on: 26th February 2026
Florin G's avatar
Florin G

Really easy service to use.

5
Really easy service to use. Would recommend! Reviewed on: 26th February 2026
Shan's avatar
Shan

Great and prompt

5
It was very fast and very easy to use the app, I will strongly recommend it Reviewed on: 26th February 2026
Roman's avatar
Roman

Simple engaging and easy to do business

5
Simple engaging and easy to do business Reviewed on: 26th February 2026
Lewis B's avatar
Lewis B

Fast, Easy, Excellent Service.

5
Fast, Easy, Excellent Service. Was struggling trying to juggle 4 or 5 different credit cards and loans, until I found these guys and it’s made my payments much easier and more affordable. Reviewed on: 26th February 2026
Elm's avatar
Elm

Outstanding

5
So easy to use. Very quick response when questions asked Reviewed on: 26th February 2026
Claire R's avatar
Claire R

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