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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,864 reviews, last reviewed 30th Mar 2026
457700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Excellent, very easy to deal with. Excellent, very easy to deal with. Very quick process with minimal hassle. Reviewed on: 30th March 2026
RB's avatar
RB

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12864)

Easy to understand process

5
Easy to understand process, great customer service, on hand to help whenever. Reviewed on: 26th February 2026
Paul M's avatar
Paul M

Very quick and efficient

5
Very quick and efficient services Reviewed on: 26th February 2026
Cara f's avatar
Cara f

easy, quick and convenient

5
The process was easy, quick and convenient Reviewed on: 26th February 2026
Heather A's avatar
Heather A

had good exprince never a problom

5
had good exprince never a problom Reviewed on: 26th February 2026
Josephlynch's avatar
Josephlynch

Quick easy and efficient , even put my APR down for...

5
Quick easy and efficient , even put my APR down for more affordable payments Reviewed on: 26th February 2026
Georgina b's avatar
Georgina b

Excellent

5
Although Plata are probably not the cheapest the service you are offered in my experience is outstanding. From the initial application to the money in your account was clear, precise and dealt with promptly that you know from day one the terms and . No hidden fees and high charges like others. I have in a few occasions made contact with customer services and the calls have been answered in good time and have been dealt with nothing but courteous staff members who go above and beyond to assisting in your matter. Would not hesitate to recommend or use again in the future. Reviewed on: 26th February 2026
IRM's avatar
IRM

The whole process has been seamless and trouble free

5
The whole process has been seamless and trouble free Reviewed on: 26th February 2026
Russell F's avatar
Russell F

Customer Service is top notch

4
Never had any issues with Plata. Really good customer service. Any queries or questions I have had were answered and dealt with efficiently and respectfully, and I have always had a good experience whilst I have been a customer. Reviewed on: 26th February 2026
N H's avatar
N H

Straight forward easy to apply

5
Applying for a loan was straightforward went on line asked for what l needed over the time that was suitable for me to repay happy customer would use Plata personal loans again would recommend others to apply Reviewed on: 26th February 2026
Kenneth B's avatar
Kenneth B

Superfast and efficient from start to finish and eff...

5
Superfast and efficient from start to finish and efficient service. Excellent Reviewed on: 26th February 2026
Susan Cox's avatar
Susan Cox

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