Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 13,641 reviews, last reviewed 8th May 2026
14170% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (13641)

Feels respectful

5
So helpful, not intimidating, treat people with respect Reviewed on: 11th April 2026

The app is super easy to use, I think it is quite te...

5
The app is super easy to use, I think it is quite technically advanced as you can see how early payments etc effects future payments. I was impressed. Reviewed on: 11th April 2026

Very helpful, fast and efficient

5
Very helpful, fast and efficient Reviewed on: 11th April 2026

Supportive credit facilitator.

5
THEY MAKE IT EASE ACCESSIBLE FOR INDIVIDUAL TO MEET UP THEIR FINANCIAL NEEDS AT ANY POINT IN TIME. Reviewed on: 11th April 2026

Brilliant!

5
Quick, easy to use and I feel like I always know where I am at with my loan. I can check it whenever I want and get a quick settlement figure. This is my second loan with Plata and I wouldn’t hesitate to use them again. Reviewed on: 11th April 2026

Flawless process fast and easy to process

5
Flawless process fast and easy to process Reviewed on: 10th April 2026

Very quick, excellent value for money, comparatively.

5
Very quick, excellent value for money compared to competitors. Reviewed on: 10th April 2026

Easy to deal with and can top up your loan

5
Easy to deal with and can top up your loan Reviewed on: 10th April 2026

Brilliant service quick and no hidden costs which is...

5
Brilliant service quick and no hidden costs which is what everyone wants! Reviewed on: 10th April 2026

Personal Loan Survey.

5
Very easy to operate app. Quick and easy to deal with. Reviewed on: 10th April 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review