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Plata: Personal loans reviews

4.94
Based on 12,848 reviews, last reviewed 29th Mar 2026
456200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Thanks to them i have managed to reshape my financi... Thanks to them i have managed to reshape my financial situation and get more money for me Reviewed on: 29th March 2026
George C's avatar
George C

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12848)

Easy to use.

5
Easy to use. Great customer service. Friendly staff. Helpful and knowledgeable. Reviewed on: 24th February 2026

Very quick and easy application.

5
Very quick and easy application. Quick approval and good customer service Reviewed on: 24th February 2026

It is the trust they gave me.

5
It is the trust they gave me. When everyone turned me down, they didn't. Reviewed on: 24th February 2026

Never had any problems and a big help when needed mo...

4
Never had any problems and a big help when needed money Reviewed on: 24th February 2026

The website is very good, it's secure and easy to use.

5
The website is very good, it's secure and easy to use. Very easy to manage my loan Reviewed on: 24th February 2026

Easy and Simple application process

5
It was a very easy and simple application process and got a quick response. Very happy everything went smoothly. Reviewed on: 24th February 2026

Fantastic customer service and very efficient process.

5
I applied for a loan late on a Saturday evening. All the instructions to proceed with the application were easy to understand and I did not experience any difficulties. I was advised that a decision would be made on the next working day which was the Monday. I received a phone call to clarify a minor point and immediately afterwards, within minutes, I received the paperwork. Within hours, confirmation had been received that the loan had been approved and the money reached my bank account the same day. I imagine that if I had applied on a working day, the funds would have been received the same day. Absolutely fantastic customer service and extremely efficient. Reviewed on: 24th February 2026

Very easy and very simple .

5
Very easy and very simple . No hurdles. No difficulties while processing application Reviewed on: 24th February 2026

Plata stepper up to the plate when i was in a bind.

5
I was really in a bind and Plata stepped up and loaned me the amount of money needed for my consolidated load and pretty much saved me. Reviewed on: 24th February 2026

Smooth process

5
Very smooth application process with a good response time to getting the loan Reviewed on: 24th February 2026

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