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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Plata has been stress free and incredibly helpful

5
Plata has been stress free and incredibly helpful Reviewed on: 27th February 2026

Always helpful on the phone no to big or s...

5
Always helpful on the phone no problem to big or small polite and good bunch of staff. Reviewed on: 27th February 2026

Very quick service and lots information

5
Very quick service and lots information Reviewed on: 27th February 2026

Plata Review.

5
Application process and all paperwork etc was seamless. Easy to manage the account and all-in-all a decent system and customer experience/service Reviewed on: 27th February 2026

10/10 last year I took out a loan with Plata.

5
10/10 last year I took out a loan with Plata. The application was simple to complete, clear and straightforward, and much less stressful than I had expected, the funds were in my bank account within a few hours! Reviewed on: 27th February 2026

Never had a problem.

5
Never had a problem. Excellent service. Reviewed on: 27th February 2026

Better than dealing with the big banks!

5
Arranging the loan has been very simple and straightforward. The communications have been clear and the whole experience has been positive. I would recommend them. Much nicer than dealing with the big banks! Reviewed on: 27th February 2026

It was quick and easy process.

5
It was quick and easy process. The customer service was so nice and helpful. Interest rate is not extortionate Reviewed on: 27th February 2026

Quick, easy application.

5
Quick, easy application. Affordable repayments. Happy customer Reviewed on: 27th February 2026

Great providers, got approved and my money in the sa...

5
Great providers, got approved and my money in the same day Reviewed on: 27th February 2026

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