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Plata: Personal loans reviews

4.94
Based on 12,846 reviews, last reviewed 29th Mar 2026
456000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Very good and fast reimbursement plan. Very good and fast reimbursement plan. Option to pay off capital without the interest accruing Reviewed on: 29th March 2026
Queen n's avatar
Queen n

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12846)

Fast decision, fare interest, east to use app and go...

5
Fast decision, fare interest, east to use app and good communication Reviewed on: 24th February 2026

Simple and an easy platform to use when you’re logge...

5
Simple and an easy platform to use when you’re logged into your account Reviewed on: 24th February 2026

Very efficient and great for helping with debt manag...

5
Very efficient and great for helping with debt management Reviewed on: 23rd February 2026

Quick Application

5
Easy to use website. Quick application and fair interest rates. Reviewed on: 23rd February 2026

Great service that was so quick and easy and efficient.

5
Great service that was so quick and easy and efficient. Reviewed on: 23rd February 2026

I’m happy from the beginning of my ap...

5
Fast and easy, I’m happy from the beginning of my application. Reviewed on: 23rd February 2026

Good service quick and easy friendly staff to talk too

5
Good service quick and easy friendly staff to talk too Reviewed on: 23rd February 2026

Very reasonable interest to pay back, I like how you...

5
Very reasonable interest to pay back, I like how you can pay your monthly installments back easily, the app is very easy to use and the customer service provided is brilliant. If I’ve had to get in touch I’ve had quick responses every time and there’s multiple ways of contacting plata which is great. Reviewed on: 23rd February 2026

Very good service

5
Lovely team to work with understanding and reliable Reviewed on: 23rd February 2026

I have had a very good experience with plata, they a...

5
I have had a very good experience with plata, they are very professional and always helpful Reviewed on: 23rd February 2026

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