Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

Very good service I have had no issues not needed to...

5
Very good service I have had no issues not needed to speak to customer service Reviewed on: 27th February 2026
Abigail W's avatar
Abigail W

The loan was approved quickly and the funds arrived...

4
The loan was approved quickly and the funds arrived on time. However, the origination fee was higher than expected, which increased the overall cost. Customer service was adequate but not outstanding. The loan is manageable, but I would only recommend it to borrowers who need fast access to cash and understand the fees involved Reviewed on: 27th February 2026
Rico W's avatar
Rico W

Loan Application

5
Very easy to deal with, process was straightforward and easy to apply and kept informed at every stage. Reviewed on: 27th February 2026
Keith M's avatar
Keith M

Excellent service, quick decisions and fair rates

5
Excellent service, quick decisions and fair rates Reviewed on: 27th February 2026
Mel Walden's avatar
Mel Walden

Amazing customer service

5
The customer service from the plata team has been amazing. They are attentive and always super helpful. Everything is done efficiently. Reviewed on: 27th February 2026
Pri R's avatar
Pri R

Highly recommended and straight forward!

5
Highly recommended and straight forward! Great customer care and service! I personally can’t speak highly enough about Plata! Five Stars all round! Reviewed on: 27th February 2026
D J Cox's avatar
D J Cox

Fast and efficient customer service

5
Fast and efficient customer service Reviewed on: 27th February 2026
Michael J's avatar
Michael J

Smooth and easy from beginning to end

5
Smooth and easy from beginning to end nothing has been too much trouble for Plata. Reviewed on: 27th February 2026
Camille J's avatar
Camille J

Quick and easy

5
Quick and easy, no pressure had loan Same day Reviewed on: 27th February 2026
Stephen m's avatar
Stephen m

Quick and easy, very simple to use, always helpful

5
Quick and easy, very simple to use, always helpful Reviewed on: 27th February 2026
Matt H's avatar
Matt H

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill