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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Brilliant,quick approval and funds are in same day.

5
Brilliant,quick approval and funds are in same day. Reviewed on: 27th February 2026

Great from start to finish, the easiest process and...

5
Great from start to finish, the easiest process and great customer support Reviewed on: 27th February 2026

Quick and easy, stress free, good online account acc...

5
Quick and easy, stress free, good online account access and easy to manage Reviewed on: 27th February 2026

Excellent and helpful, easy to understand numbers.

5
Excellent and helpful, easy to understand numbers. Reviewed on: 27th February 2026

Great easy simple to deal with excellent service 5stars

5
Great easy simple to deal with excellent service 5stars Reviewed on: 27th February 2026

Great service with no problem loa

5
Great service with no problem loa Reviewed on: 27th February 2026

Great Service

5
Very efficient service and a user friendly easy way to apply for a personal loan. I was very happy with the service. The APR was more competitive and a lot better than the alternatives I could have had access to at the time I applied. Reviewed on: 27th February 2026

Very good service I have had no issues not needed to...

5
Very good service I have had no issues not needed to speak to customer service Reviewed on: 27th February 2026

The loan was approved quickly and the funds arrived...

4
The loan was approved quickly and the funds arrived on time. However, the origination fee was higher than expected, which increased the overall cost. Customer service was adequate but not outstanding. The loan is manageable, but I would only recommend it to borrowers who need fast access to cash and understand the fees involved Reviewed on: 27th February 2026

Loan Application

5
Very easy to deal with, process was straightforward and easy to apply and kept informed at every stage. Reviewed on: 27th February 2026

Review Plata: Personal loans now

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