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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Brilliant service very quick response

5
Brilliant service very quick response Reviewed on: 27th February 2026

Quick, easy and straightforward - no hidden charges

5
It was really quick and easy to apply for my loan and they accepted where many other places denied, which I appreciated. Their interface is super straightforward, everything was explained and my documents are all easy to access. The charges and interest are all displayed and nothing is hidden. I appreciate knowing exactly how much I still owe, how I can change payment dates and who to contact if I need help - easy, clear and straightforward. Reviewed on: 27th February 2026

Excellent service

5
The process from start to finish was clear, efficient and straightforward. Reviewed on: 27th February 2026

Easy application process, swift process no hassle.

5
Easy application process, swift process no hassle. Good website for all queries. Reviewed on: 27th February 2026

Excellent service no faults quick services

5
Excellent service no faults quick services Reviewed on: 27th February 2026

Understanding lender

5
Nothing but a positive experience using Plata Reviewed on: 27th February 2026

Excellent

5
Great customer service, easy to use online portal. Great customer security as well. Reviewed on: 27th February 2026

Great company!

5
Excellent company to go with and when I rang up to suspend a payment they were more than helpful and helped me. Also like the fact I can always pay extra off when I want. Reviewed on: 27th February 2026

I want to say just Simple the best

5
I want to say just Simple the best Reviewed on: 27th February 2026

Straightforward and Simple

5
When applying the process was very straightforward and easy to complete. Plata was very accommodating Reviewed on: 27th February 2026

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