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Plata: Personal loans reviews

4.94
Based on 12,830 reviews, last reviewed 28th Mar 2026
454700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My loan was straight forward and quick My loan was straight forward and quick Reviewed on: 28th March 2026
Prakash Thangavel's avatar
Prakash Thangavel

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12830)

Very easy and good lender with best rate

5
Very easy and good lender with best rate Reviewed on: 16th February 2026

Great company and service.

5
Great company and service. No issues at all Reviewed on: 16th February 2026

helped me in a desperate situation and easy to make...

4
helped me in a desperate situation and easy to make repayments online Reviewed on: 16th February 2026

Easy to contact by phone and user friendly applicati...

5
Easy to contact by phone and user friendly application and website Reviewed on: 16th February 2026

Friendly, quick, without unnecessary formalities

5
Friendly, quick, without unnecessary formalities Reviewed on: 16th February 2026

Brilliant helped me out when in need

5
Brilliant helped me out when in need Reviewed on: 16th February 2026

They are brilliant, very friendly and understanding...

5
They are brilliant, very friendly and understanding of my situation Reviewed on: 16th February 2026

10/10 EXPERIANCE

5
10/10 experiance, good communication, great service, easy to use the app, would recommend to other people that are wanting a loan. Also fast funds too. Can't fault the process, everything is easy and well explained. Reviewed on: 16th February 2026

The whole journey from start to finish with plata ha...

5
The whole journey from start to finish with plata has been brilliant and would recommend to anyone who is looking for a trusted provider. Reviewed on: 16th February 2026

Good customer service

5
Pleasant customer service skills and good APR offered, money was offered literally one day after I applied which I was shocked about, the online portal is easy enough to navigate and if I have any issues customer service are always happy to help. Reviewed on: 16th February 2026

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