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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,828 reviews, last reviewed 28th Mar 2026
454500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Very good, quick and easy to deal with Very good, quick and easy to deal with Reviewed on: 28th March 2026
Sam W's avatar
Sam W

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12828)

Plata a loan provider you can trust

5
Plata make the necessary checks after the straightforward application is submitted. They do this quickly and securely and inform throughout the process. I had my loan within two days of my application. My reason for going to Plata was not only the extremely competitive rates but after reading all the relevant information about them I was satisfied that they would be there if I needed them. Contact is so easy if you need it and all your information is accessible online easily to get at. Reviewed on: 16th February 2026
Sandra L's avatar
Sandra L

Easy to use fair lenders great app

5
Easy to use fair lenders great app Reviewed on: 16th February 2026
ROBERT Y's avatar
ROBERT Y

Complete control over loan

5
I like the ability to lower your monthly payments once you pay off some of the loan. I like having complete control of my loan and plata is great for that. Reviewed on: 16th February 2026
ElleG's avatar
ElleG

quick and easy

5
very easy process,quick response,and helpful customer service. Reviewed on: 16th February 2026
hugo b's avatar
hugo b

Really user friendly!

5
Easy to apply, clear and detailed website, money paid into my account quickly after approval. Easy to access my account to check balance, payment dates etc. Just really user friendly! Reviewed on: 16th February 2026
Emma C's avatar
Emma C

Easy and not expensive.

5
Easy and not expensive. Approved quickly and not huge interest. Reviewed on: 16th February 2026
NatW's avatar
NatW

Easy application process, money was available very q...

5
Easy application process, money was available very quickly, Reviewed on: 16th February 2026
Al's avatar
Al

Very easy application process.

5
Very easy application process. Explained costs of total loan and breakdown easily. Highly recommend Reviewed on: 16th February 2026
Ross M's avatar
Ross M

I am able to easily log in and alter anything...

5
I am able to easily log in and alter anything if needed Reviewed on: 16th February 2026
Chloe S's avatar
Chloe S

Easy to apply

5
Easy to navigate, smooth application and funds available the same day. Fair intrest amount and flexible to make payment coincide with my wages. Reviewed on: 16th February 2026
Wendy 's avatar
Wendy

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