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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,801 reviews, last reviewed 26th Mar 2026
452100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

4

Im happy with my experience customer service are fri... Im happy with my experience customer service are friendly and efficient and I feel plata understands changing needs Reviewed on: 26th March 2026
CATHERINE M's avatar
CATHERINE M

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12801)

Paid off 6 debt products with one loan.

5
Paid off 6 debt products with one loan. Reviewed on: 7th February 2026
Viene V's avatar
Viene V

Been easy to use and see what your owning

5
Been easy to use and see what your owning Reviewed on: 7th February 2026
Conan Curtis's avatar
Conan Curtis

Only use Plata!

5
Easy to use, excellent communication and good fair rates. Reviewed on: 7th February 2026
Hollie's avatar
Hollie

Easy application process, great communication throug...

5
Easy application process, great communication through our process , great web site . Reviewed on: 7th February 2026
Mr Paul Wilson 's avatar
Mr Paul Wilson

User Friendly and Helpful

5
The loan was easy to secure and the portal is user friendly. Reviewed on: 7th February 2026
Lois W's avatar
Lois W

Managed to delay a payment as had money struggles

4
Managed to delay a payment as had money struggles but could only do it once which I struggled with. Reviewed on: 7th February 2026
Leon H's avatar
Leon H

Fortunes on the interest, no early pay off option

3
Fortunes on the interest, easy to get through Equifax but no early pay off options to save money. I literally only got this to improve credit rating which has worked so far but for the cost I should have just got a credit card from elsewhere. Reviewed on: 7th February 2026
Mr M's avatar
Mr M
Reply from Plata Hi Mr M, Thank you for taking the time to share your feedback. We’re glad to hear that your loan has helped support your credit‑building goals, but we’re sorry to learn that aspects of our service haven’t met your expectations. If you’d like to pay off your loan early, you can do this at any time by logging in to your online account. Once you’re logged in, you’ll see an option called ‘Pay off your loan’, which will show your settlement figure. You can also find more information on our Settlements page: https://www.plata.com/s/early-settlement-information Kind regards, Plata. Response date: 17th February 2026
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Plata

Excellent company & customer service.

5
Excellent process & customer service. Always available to offer advice and assistance when required. Reviewed on: 7th February 2026
Ashley c's avatar
Ashley c

Easy to deal with and good company

5
Easy to deal with and good company Reviewed on: 7th February 2026
K O's avatar
K O

Easy and Understandable

4
The website is easy to navigate. The documents and agreements are easy to understand. Reviewed on: 7th February 2026
Dami's avatar
Dami

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