Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13652)

Trusted provider

5
Whenever I have had to speak to them nothing is too much trouble. The app is very user friendly and you can see at a glance your transactions. They are very competitive with other card providers. My experience has been hassle free. Reviewed on: 26th February 2026
Jill Buckley's avatar
Jill Buckley

Easy application and stress relieving representatives

5
I found applying for the loan really easy and stress free. Last year I also had an issue with my repayments due to maternity leave. The representative was very helpfully and we resolved my issue within one phone call which helped relieve a lot of mental stress that I was holding onto. Reviewed on: 26th February 2026
B Norman's avatar
B Norman

responsive staff.

5
responsive staff. always helpful with any questions Reviewed on: 26th February 2026
inga's avatar
inga

Plata were there when I needed them and others would...

4
Plata were there when I needed them and others wouldn’t help. Fast, straightforward and efficient. Reviewed on: 26th February 2026
Stuart F's avatar
Stuart F

Had a loan for almost a year now and had no issues s...

3
Had a loan for almost a year now and had no issues so far Reviewed on: 26th February 2026
Andy Bolton's avatar
Andy Bolton

Very helpful

5
Applied online, received a phonecall a couple of days later, after some simple questions everything was sent via email. Reviewed on: 26th February 2026
Ilyas Bulsari's avatar
Ilyas Bulsari

Excellent customer service.

5
Excellent customer service. Easy to use account portal and updates on my account. Reviewed on: 26th February 2026
Matthew C's avatar
Matthew C

It was easy to fill in the application and interest...

5
It was easy to fill in the application and interest rates are very reasonable Reviewed on: 26th February 2026
Anna Z's avatar
Anna Z

Great service

5
I like Plata for many reasons. It was easy to apply and everything was clear and transparent from the beginning before I even applied based on my quote. Once applied everything was handled quickly and I had the funds in my account before I knew it. I also like the platform it's easy to use and to manage your loan. I also like the fact you can repay your loan early in any way you want from small repayments to large ones which will adjust your overal loan term to allow you to save money on interest charged otherwise. Overall Plata is an amazing and their service is nothing less from top notch. Reviewed on: 25th February 2026
NA's avatar
NA

Every time i called i always received good customer...

5
Every time i called i always received good customer service. Also plata service is very good and there decision time is great Reviewed on: 25th February 2026
Clarence I's avatar
Clarence I

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill