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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Easy and quick decision making it streamlined

5
Easy and quick decision making it streamlined Reviewed on: 25th February 2026

I find plata very easy to work and communicate with,...

5
I find plata very easy to work and communicate with, very pleasant and friendly operatives, they can't do enough to help you, no issue is a problem, I will definitely use them again, they will find you the best solution to any query, well done Reviewed on: 25th February 2026

Highly recommended

5
My experience was straightforward and I have the money in about 10 minutes. Reviewed on: 25th February 2026

excellent customer service, uncomplicated applicatio...

5
excellent customer service, uncomplicated application for a loan at reasonable apr% Reviewed on: 25th February 2026

Great efficient service

5
Service was excellent and sleek no fuss and the speed the funds were transferred. I would definitely highly recommend this company.. Reviewed on: 25th February 2026

I have had a very good experience with using Plata.

5
I have had a very good experience with using Plata. They made the repayments really easy especially over the Christmas period where they offered that early repayment to save me from the dry January financial situation that can arise. They are also really good at keeping your account up to date with repayments etc. Reviewed on: 25th February 2026

Smooth process and from start to finish

5
Smooth process and from start to finish Reviewed on: 25th February 2026

High interest rate provider

3
Very easy process and decision. Straightforward and lots of info provided. Very much let down by high interest rate charged Reviewed on: 25th February 2026

Great service

5
Great customer service, helped a lot Reviewed on: 25th February 2026

Great service and very helpful service.

5
Great service and very helpful service. Made getting a personal loan very easy. I needed the loan very quickly and Plata made the transaction very good for me . Reviewed on: 25th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review