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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Quick response no lengthy paperwork ,got money in 2...

5
Quick response no lengthy paperwork ,got money in 2 days Reviewed on: 25th February 2026
M.singh's avatar
M.singh

I’ve honestly had a brilliant experience with Plata.

5
I’ve honestly had a brilliant experience with Plata. From start to finish everything was smooth, clear, and stress-free. The application process was straightforward, and I felt like everything was explained properly — no confusion, no hidden surprises. What really stood out though was the customer service. Every time I had a question, the team were friendly, professional, and genuinely helpful. You don’t always get that level of care with online companies, but Plata absolutely delivered. If you’re looking for a reliable online loan company with excellent support, I’d definitely recommend giving Plata a go. Top service all round Reviewed on: 25th February 2026
Justin M's avatar
Justin M

Happy customer

4
Not had to have many dealing with customer service, but the loan process was very simple online and quite quick Reviewed on: 25th February 2026
Elizabeth S's avatar
Elizabeth S

Easy and quick decision making it streamlined

5
Easy and quick decision making it streamlined Reviewed on: 25th February 2026
Pete Sare's avatar
Pete Sare

I find plata very easy to work and communicate with,...

5
I find plata very easy to work and communicate with, very pleasant and friendly operatives, they can't do enough to help you, no issue is a problem, I will definitely use them again, they will find you the best solution to any query, well done Reviewed on: 25th February 2026
Antrowe's avatar
Antrowe

Highly recommended

5
My experience was straightforward and I have the money in about 10 minutes. Reviewed on: 25th February 2026
Georgia H's avatar
Georgia H

excellent customer service, uncomplicated applicatio...

5
excellent customer service, uncomplicated application for a loan at reasonable apr% Reviewed on: 25th February 2026
Michael Litster 's avatar
Michael Litster

Great efficient service

5
Service was excellent and sleek no fuss and the speed the funds were transferred. I would definitely highly recommend this company.. Reviewed on: 25th February 2026
Kim f's avatar
Kim f

I have had a very good experience with using Plata.

5
I have had a very good experience with using Plata. They made the repayments really easy especially over the Christmas period where they offered that early repayment to save me from the dry January financial situation that can arise. They are also really good at keeping your account up to date with repayments etc. Reviewed on: 25th February 2026
Felecia P's avatar
Felecia P

Smooth process and from start to finish

5
Smooth process and from start to finish Reviewed on: 25th February 2026
Andrew W's avatar
Andrew W

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