Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 12,577 reviews, last reviewed 23rd Mar 2026
430600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plata was easy to apply and offers great loan rates,... Plata was easy to apply and offers great loan rates, easy to use app one of the best loan company's. Reviewed on: 23rd March 2026
Emma w's avatar
Emma w

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (12577)

Really helpful.

5
Really helpful. No random fees. Told everything from the beginning Reviewed on: 15th April 2025

Easy and friendly to request what you need with not...

5
Easy and friendly to request what you need with not effort Reviewed on: 15th April 2025

Thank you!

5
Helped despite poor credit, made a difference. Multiple ways to repay and save interest Reviewed on: 15th April 2025

It was the smoothest process compared to any other l...

5
It was the smoothest process compared to any other loan supplier. Reviewed on: 15th April 2025

It is simple to use the app and the text...

5
It is simple to use the app and the text reminder help Reviewed on: 15th April 2025

Excellent service

5
The process was really easy and everyone I spoke to at customer service was so helpful. I can’t fault them! Reviewed on: 15th April 2025

Got a loan, paying a loan.

3
Got a loan, paying a loan. Was easy application online. Reviewed on: 15th April 2025

Simple and easy

5
Very quick and very simple process, no hassle and the money was with me very fast. I kept thinking that it was a mistake but thanks to plata the finance came through. Reviewed on: 15th April 2025

Very happy customer

5
Phoned for a personal loan told them what l needed the money for no complicated questions straight forward money was in my account same day what more can you ask for great service Reviewed on: 15th April 2025

The team are friendly, helpful and supportive and th...

5
The team are friendly, helpful and supportive and they explain everything so you understand. Reviewed on: 15th April 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review