Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13650)

Everything was so easy to do online.

5
Everything was so easy to do online.. and easy to understand.. and the payment into my bank account was quick... Great service Reviewed on: 25th February 2026
Tracey's avatar
Tracey

Easy to apply, sent regular messages about upcoming...

4
Easy to apply, sent regular messages about upcoming oaymenrs Reviewed on: 25th February 2026
Samantha n's avatar
Samantha n

good help and service thanks for excellent job

5
good help and service thanks for excellent job Reviewed on: 25th February 2026
abdellah tahri's avatar
abdellah tahri

Helped me massively when going though the toughest t...

5
Helped me massively when going though the toughest time of my life. Helped me rebuild my life and get my children back in my life. Cannot thank them enough. Reviewed on: 25th February 2026
Derek Y's avatar
Derek Y

Hassle Free

5
Easy and simple the while wqy through. Reviewed on: 25th February 2026
Thomas C's avatar
Thomas C

User friendly website with brilliant customer service.

5
At Christmas when you get paid early from work you kinda think I need to make sure keep money for my loan but with plate I love the fact they send text/email to say you can pay that months instalment early just by following a link. Also love the fact if you want to check how much is remaining it’s a simple email from plata to login. Website so user friendly. Reviewed on: 25th February 2026
Kenneth m's avatar
Kenneth m

good service

5
PLATA is a good service and I have never had any problems with it. Reviewed on: 25th February 2026
Artur K's avatar
Artur K

Great experience

4
They were really easy to start with and keep me posted. When my dad passed they were very empathetic towards my situation and helped me. Reviewed on: 25th February 2026
Edward 's avatar
Edward

Overall positive experience

4
I find it easy to apply and the rate was reasonable. However your accessibility to the account and it’s management may need improvement. Instead of having to re-apply for login details every time, it would be nice to just be able to access and view/make changes to already existing accounts . Reviewed on: 25th February 2026
Jovita Kazlovskaja 's avatar
Jovita Kazlovskaja

Neurodivergent friendly process & excellence all roun

5
Easy to navigate their application process and the account when set up. Excellent rates, no issues what so ever and when I need another loan, they will be the ones I use. Irrespective of any other loan could ever undercut them, the service is outstanding and so easy especially for a neurodivergent customer like myself. It makes all the difference the way we log in to this account..I wish all my banking was this easy. Reviewed on: 25th February 2026
Luisa 's avatar
Luisa

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill