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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Good customer service, easy to use.

5
Good customer service, easy to use. Reviewed on: 25th February 2026

Highly recommend Plata

5
Plata are a company that are easy to use, quick in response, great communication and reliable. I would highly recommend them to my family and friends. Reviewed on: 25th February 2026

My experience with plata has been brilliant since th...

5
My experience with plata has been brilliant since the start. The loan has been good value for money and customer services has been excellent throughout Reviewed on: 25th February 2026

Everything was so easy to do online.

5
Everything was so easy to do online.. and easy to understand.. and the payment into my bank account was quick... Great service Reviewed on: 25th February 2026

Easy to apply, sent regular messages about upcoming...

4
Easy to apply, sent regular messages about upcoming oaymenrs Reviewed on: 25th February 2026

good help and service thanks for excellent job

5
good help and service thanks for excellent job Reviewed on: 25th February 2026

Helped me massively when going though the toughest t...

5
Helped me massively when going though the toughest time of my life. Helped me rebuild my life and get my children back in my life. Cannot thank them enough. Reviewed on: 25th February 2026

Hassle Free

5
Easy and simple the while wqy through. Reviewed on: 25th February 2026

User friendly website with brilliant customer service.

5
At Christmas when you get paid early from work you kinda think I need to make sure keep money for my loan but with plate I love the fact they send text/email to say you can pay that months instalment early just by following a link. Also love the fact if you want to check how much is remaining it’s a simple email from plata to login. Website so user friendly. Reviewed on: 25th February 2026

good service

5
PLATA is a good service and I have never had any problems with it. Reviewed on: 25th February 2026

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