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Plata: Personal loans reviews

4.94
Based on 12,561 reviews, last reviewed 22nd Mar 2026
429200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy and simple process. Easy and simple process. Simple website and easy to keep on top of. Reviewed on: 22nd March 2026
Keith L's avatar
Keith L

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12561)

Helpful and you good service and fast

4
Helpful and you good service and fast Reviewed on: 15th April 2025

Easy to process application and customer service as...

5
Easy to process application and customer service as always hands on Reviewed on: 15th April 2025

Plata loan

5
Excellent service throughout very simple application very polite and helpful phone service fast pay out would highly recommend Reviewed on: 15th April 2025

Such a simple and quick process.

5
Such a simple and quick process. Can't fault Plata Reviewed on: 15th April 2025

Always there

5
Always at the end of a phone willing to help in anyway they can Reviewed on: 15th April 2025

Satisfied just one negative

4
My only negative is that payments are taken by subscription and not direct debit so when I replaced my card I had to update details. Otherwise I have had no issues with the account and the customer service team are always helpful. Reviewed on: 15th April 2025

Great Service, easy to handle and manage payments.

5
Great Service, easy to handle and manage payments. Reviewed on: 15th April 2025

Simple, clear and secure application.

5
Simple, clear and secure application.Fast response. Reviewed on: 15th April 2025

Great service - great customer service

5
Great service - great customer service Reviewed on: 15th April 2025

Reasonably good rates, as soon as I applied, general...

5
Reasonably good rates, as soon as I applied, general questions asked and got the loan straight away without too much fuss Reviewed on: 15th April 2025

Review Plata: Personal loans now

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