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Plata: Personal loans reviews

4.94
Based on 12,561 reviews, last reviewed 22nd Mar 2026
429200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy and simple process. Easy and simple process. Simple website and easy to keep on top of. Reviewed on: 22nd March 2026
Keith L's avatar
Keith L

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12561)

Great, simple and quick!

5
Great, simple and quick! Plata keep everything simple and easy to use with great customer service. Great work. Reviewed on: 15th April 2025

Exceptional service great communication and a compan...

5
Exceptional service great communication and a company I would come back to for sure! Reviewed on: 15th April 2025

Helpful application

5
During my application I had a few phone calls so I could explain the situation I was in and they understood so well. Reviewed on: 15th April 2025

Application

5
Very easy to apply and very quick to approve Reviewed on: 15th April 2025

A very easy application process and quick decision.

5
A very easy application process and quick decision. Regular updates on payment due Reviewed on: 15th April 2025

So straightforward!

5
So straightforward! Simple to apply, questions answered quickly, nothing complex at all about the whole process! Reviewed on: 15th April 2025

No conplaints!

5
Overall, no complaints throughout the application process and during the tenure of the loan. Reviewed on: 15th April 2025

I needed a loan and I got one from plata very quickly.

5
I needed a loan and I got one from plata very quickly. Reviewed on: 15th April 2025

Highly recommend

5
Fast and easy, app is great to use and track, communication underestimated loan company, value and reliable, quick transaction service was amazing and professional highly recommend if you are needing extra funds Reviewed on: 15th April 2025

So quick and easy.

5
So quick and easy. Easy to get hold of customer servicr anf speak to an actual human. Communication is excellent. Reviewed on: 15th April 2025

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