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Plata: Personal loans reviews

4.94
Based on 12,560 reviews, last reviewed 22nd Mar 2026
429100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Service has been spectacular hence I come back to plata Service has been spectacular hence I come back to plata Reviewed on: 22nd March 2026
Giovanna S's avatar
Giovanna S

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12560)

Amazing loan provider

5
Very easy to manage the account and any issued the customer service is spot on. Application was well structured and sorted with constant communication. Reviewed on: 15th April 2025

Excellent company!

5
I applied for a loan last year, filled out all the necessary forms out online and by the end of the working day, I got what I wanted. I know that Plata are a phone call away if I need them for anything; and that my account online is always kept up to date and everything is explained as clearly as possible, so you know where you are at with things. Reviewed on: 15th April 2025

Quick service

5
Quick service - swift at responding to request and keeping me informed of progress. Reviewed on: 15th April 2025

Excellent

5
Very helpful and professional, easy to use Reviewed on: 15th April 2025

Ease of applying, secure and straightforward.

5
Ease of applying, secure and straightforward. . Reviewed on: 15th April 2025

Very easy to set up, it would be easier if there was...

5
Very easy to set up, it would be easier if there was an app that could be used to track and make early repayments without having to use the online portal and logging in every time. The interest rates are fair and this helped me through a tough time. Reviewed on: 15th April 2025

Application Process & Customer Services

5
Application process very easy and customer services very helpful Reviewed on: 15th April 2025

Easy to set up and easy to get in touch...

5
Easy to set up and easy to get in touch with the team Reviewed on: 15th April 2025

All aspects are made extremely clear and everything...

5
All aspects are made extremely clear and everything is easy to fill out with decisions made quickly so no waiting around wondering. Reviewed on: 15th April 2025

Would recommend!

5
Very easy to apply with friendly and helpful service throughout - any queries were efficiently dealt with, website is user friendly and repayments are taken efficiently on the date agreed. Reviewed on: 15th April 2025

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