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Plata: Personal loans reviews

4.94
Based on 12,559 reviews, last reviewed 22nd Mar 2026
429000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Easy, accessible and reliable company. Easy, accessible and reliable company. Very grateful for their services offered. Would definitely recommend! Reviewed on: 22nd March 2026
Jessica R's avatar
Jessica R

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12559)

Great company.

5
Great company. Help when needed and knowledgeable Reviewed on: 15th April 2025

Great experience.

5
Great experience. Very slick service, got the money quickly, I just wanted a better rate!!! :-) Reviewed on: 15th April 2025

The interest rate gwas very good given my credit score.

5
The interest rate was very good given my credit score. The whole process was quick and transparent. Reviewed on: 15th April 2025

not stressful and easy.

5
Not stressful and easy to do. All done online, easy to understand, and navigate, and monthly payments are taken by card, so it is always taken on the confirmed date regardless of whether it's the weekend or not . Possible downside if you get a new card you have to remember to ring them with your new card details. Reviewed on: 15th April 2025

Simple borrowing

5
Applied for the loan and received same day funding, the whole process was easy to follow and thoroughly explained. Reviewed on: 15th April 2025

Good company.

5
Very quick answer on my request. I recommend them! Reviewed on: 15th April 2025

Straight forward application

4
Straight forward application and quick response and payout. Reviewed on: 15th April 2025

Fast easy process and good customer service.

5
Fast easy process and good customer service. Reviewed on: 15th April 2025

Good listeners

5
They listen to what you have to say, and make it easy to understand how plata works Reviewed on: 15th April 2025

I found the service and products excecllent

5
I found the service and products excecllent Reviewed on: 15th April 2025

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