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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Really good customer service.

5
Really good customer service. Good and easy setup Reviewed on: 16th February 2026
Will's avatar
Will

I've been looking at settling another finance agreem...

5
I've been looking at settling another finance agreement for a while, Plata comes up cheapest and the vetting process was easy. Took less than a morning to have something approved and it was a very simple form to fill. Reviewed on: 16th February 2026
Jesse C's avatar
Jesse C

Plata a loan provider you can trust

5
Plata make the necessary checks after the straightforward application is submitted. They do this quickly and securely and inform throughout the process. I had my loan within two days of my application. My reason for going to Plata was not only the extremely competitive rates but after reading all the relevant information about them I was satisfied that they would be there if I needed them. Contact is so easy if you need it and all your information is accessible online easily to get at. Reviewed on: 16th February 2026
Sandra L's avatar
Sandra L

Easy to use fair lenders great app

5
Easy to use fair lenders great app Reviewed on: 16th February 2026
ROBERT Y's avatar
ROBERT Y

Complete control over loan

5
I like the ability to lower your monthly payments once you pay off some of the loan. I like having complete control of my loan and plata is great for that. Reviewed on: 16th February 2026
ElleG's avatar
ElleG

quick and easy

5
very easy process,quick response,and helpful customer service. Reviewed on: 16th February 2026
hugo b's avatar
hugo b

Really user friendly!

5
Easy to apply, clear and detailed website, money paid into my account quickly after approval. Easy to access my account to check balance, payment dates etc. Just really user friendly! Reviewed on: 16th February 2026
Emma C's avatar
Emma C

Easy and not expensive.

5
Easy and not expensive. Approved quickly and not huge interest. Reviewed on: 16th February 2026
NatW's avatar
NatW

Easy application process, money was available very q...

5
Easy application process, money was available very quickly, Reviewed on: 16th February 2026
Al's avatar
Al

Very easy application process.

5
Very easy application process. Explained costs of total loan and breakdown easily. Highly recommend Reviewed on: 16th February 2026
Ross M's avatar
Ross M

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