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Plata: Personal loans reviews

4.94
Based on 12,556 reviews, last reviewed 22nd Mar 2026
428700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application and great communication back from p... Easy application and great communication back from plata Reviewed on: 22nd March 2026
Allan 's avatar
Allan

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12556)

Pretty straight forward and easy

5
Pretty straight forward and easy Reviewed on: 15th April 2025

Great with helping with my needs

5
Great with helping with my needs Reviewed on: 15th April 2025

Kind and Friendly Service

5
I recently had to change jobs and was unable to afford my full repayments, the person on the phone was kind and understanding and we was able to agree a short term payment plan which was affordable for me. Reviewed on: 15th April 2025

Reliable

5
Easy to apply, and secure. And have option to extend the loan after a year. Reviewed on: 15th April 2025

Excellent

5
Excellent in all aspects, can’t fault them in anyway. Reviewed on: 15th April 2025

Amazing customer service and easy to get hold of if...

5
Amazing customer service and easy to get hold of if you need any help or advice and they get back to you quickly Reviewed on: 15th April 2025

Easy to navigate in the website and no issues with p...

5
Easy to navigate in the website and no issues with paying back early Reviewed on: 14th April 2025

Very quick, easy application.

5
Very quick, easy application. Thank you! Reviewed on: 14th April 2025

Very easy to apply and easy to talk to and...

5
Very easy to apply and easy to talk to and an easy app Reviewed on: 14th April 2025

The service is User friendly, clear and quick.

5
The service is User friendly, clear and quick. The rates were by far the .most competitive on offer. I didn't feel blinded by small print and the reviews from other consumers were reassuring. Reviewed on: 14th April 2025

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