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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

10/10 EXPERIANCE

5
10/10 experiance, good communication, great service, easy to use the app, would recommend to other people that are wanting a loan. Also fast funds too. Can't fault the process, everything is easy and well explained. Reviewed on: 16th February 2026
DB's avatar
DB

The whole journey from start to finish with plata ha...

5
The whole journey from start to finish with plata has been brilliant and would recommend to anyone who is looking for a trusted provider. Reviewed on: 16th February 2026
Louise's avatar
Louise

Good customer service

5
Pleasant customer service skills and good APR offered, money was offered literally one day after I applied which I was shocked about, the online portal is easy enough to navigate and if I have any issues customer service are always happy to help. Reviewed on: 16th February 2026
Kira 's avatar
Kira

Really good customer service.

5
Really good customer service. Good and easy setup Reviewed on: 16th February 2026
Will's avatar
Will

I've been looking at settling another finance agreem...

5
I've been looking at settling another finance agreement for a while, Plata comes up cheapest and the vetting process was easy. Took less than a morning to have something approved and it was a very simple form to fill. Reviewed on: 16th February 2026
Jesse C's avatar
Jesse C

Plata a loan provider you can trust

5
Plata make the necessary checks after the straightforward application is submitted. They do this quickly and securely and inform throughout the process. I had my loan within two days of my application. My reason for going to Plata was not only the extremely competitive rates but after reading all the relevant information about them I was satisfied that they would be there if I needed them. Contact is so easy if you need it and all your information is accessible online easily to get at. Reviewed on: 16th February 2026
Sandra L's avatar
Sandra L

Easy to use fair lenders great app

5
Easy to use fair lenders great app Reviewed on: 16th February 2026
ROBERT Y's avatar
ROBERT Y

Complete control over loan

5
I like the ability to lower your monthly payments once you pay off some of the loan. I like having complete control of my loan and plata is great for that. Reviewed on: 16th February 2026
ElleG's avatar
ElleG

quick and easy

5
very easy process,quick response,and helpful customer service. Reviewed on: 16th February 2026
hugo b's avatar
hugo b

Really user friendly!

5
Easy to apply, clear and detailed website, money paid into my account quickly after approval. Easy to access my account to check balance, payment dates etc. Just really user friendly! Reviewed on: 16th February 2026
Emma C's avatar
Emma C

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