Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,554 reviews, last reviewed 22nd Mar 2026
428500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fuss free The application process was very easy. Jargon free and well explained. Very fast response. Couldn't be happier Reviewed on: 22nd March 2026
Nicola J's avatar
Nicola J

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12554)

Good so far although it won’t allow me to change my...

5
Good so far although it won’t allow me to change my payment date online which is frustrating Reviewed on: 14th April 2025
Jennifer L's avatar
Jennifer L

Professional and very efficient.

5
Professional and very efficient. Always answered quickly when I contacted them . Staff very helpful Reviewed on: 14th April 2025
Ruth Knott's avatar
Ruth Knott

Quick and easy to arrange.

5
Quick and easy to arrange. Clear instructions when applying. Reviewed on: 14th April 2025
Chez's avatar
Chez

Helpful, kind, clear with facts and speedy process!

5
Amazing! Really happy with the full experience, the team members are lovely and really helpful. A very speedy and simple process from start to finish, very clear terms which is always important and I would recommend to all looking for loan options. Reviewed on: 14th April 2025
Kelly R's avatar
Kelly R

Very quick service.

5
Very quick service. Easy to follow instructions. No hard sell. Reviewed on: 14th April 2025
David L's avatar
David L

Quick and easy to use.

5
Quick and easy to use. Straight forward and no hassle at all. Everything was explained to me making sure I am aware of what am getting my self into. Reviewed on: 14th April 2025
Petr V's avatar
Petr V

Excellent service very quick and reasonable rates on...

5
Excellent service very quick and reasonable rates on the loans Reviewed on: 14th April 2025
Daniel F's avatar
Daniel F

Quick and easy , website was user friendly and no de...

5
Quick and easy , website was user friendly and no delays Reviewed on: 14th April 2025
Cameron's avatar
Cameron

Very happy with Plata, understanding and helpful!

5
Very happy with Plata, understanding and helpful! Highly recommended Reviewed on: 14th April 2025
Irene C's avatar
Irene C

Good streamlined service but poor rates

4
Good streamlined service but poor rates Reviewed on: 14th April 2025
Anthony's avatar
Anthony

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill