Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,551 reviews, last reviewed 21st Mar 2026
428200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service So quick and easy, really clear and easy rates and experience. Simple application and quick response with loan application Reviewed on: 21st March 2026
Nicola Edmead 's avatar
Nicola Edmead

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12551)

Really good really friendly never had a problem when...

5
Really good really friendly never had a problem when I need em they was there Reviewed on: 11th April 2025
Roy R's avatar
Roy R

Easy straight forward to use !

5
Easy straight forward to use compared to other applications, easy to login to check / update and make payments highly recommended Reviewed on: 11th April 2025
Dean L's avatar
Dean L

Quick easy to access, value for the money

5
Quick easy to access, value for the money Reviewed on: 11th April 2025
Adam L's avatar
Adam L

It’s been a smooth journey, I had no stress using Pl...

5
It’s been a smooth journey, I had no stress using Plata. It makes customers feel secure with their account. They have extra security in place. Definitely would use it again. Reviewed on: 11th April 2025
Maryam's avatar
Maryam

Plata gave me a loan when others would not.

4
Plata gave me a loan when others would not. Reviewed on: 11th April 2025
Greg M's avatar
Greg M

Fast and easy

4
It was fast and easy. You can see how you owe, your payment plan and there's a chance to pay more if you want Reviewed on: 11th April 2025
Dami's avatar
Dami

Great service!

5
Pre approved via Clearscore, very straightforward application and quick payment. Member section on the website is very helpful as it displays where you stand with payments, interest paid etc. Reviewed on: 11th April 2025
Dave's avatar
Dave

Easy and fair.

5
Easy and fair.. not had any issues Reviewed on: 11th April 2025
Tim's avatar
Tim

Friendly and fast service, never had a problem.

5
Friendly and fast service, never had a problem. Reviewed on: 11th April 2025
Michael H's avatar
Michael H

Good communication

5
Make application easy to understand Reviewed on: 11th April 2025
Graham s's avatar
Graham s

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill