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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Good experience, can’t complain...

5
Good experience, can’t complain Not had any problems easy to pay early if needed Reviewed on: 13th February 2026

Quick, clean and clever!!

5
Plata have been quick and clear at all steps. It’s been easy and stress free. Highly recommended Reviewed on: 13th February 2026

Plata helped me out of a tight spot.

4
Plata helped me out of a tight spot and let me have more financial flexability. The staff have been great and helpful any time I have had to contact. Good customer service. Reviewed on: 13th February 2026

Easy to manage account and good customer service

5
Easy to manage account and good customer service Reviewed on: 13th February 2026

Straight forward application

5
Straightforward application. Reasonable time to approve. Reviewed on: 13th February 2026

Outstanding communication and refreshing for a loan...

5
Outstanding communication and refreshing for a loan company to not work on entirely on a credit score Reviewed on: 13th February 2026

Overall a great bank with good interest rates.

5
Overall a great bank with good interest rates. Simple process would highly recommend Reviewed on: 13th February 2026

Quick and easy application

5
My loan was really easy to apply for and the money was in my bank the next day Reviewed on: 13th February 2026

Lovely Service.

5
Lovely Service. Understand your need quickly and arrange the remedy for it. Reviewed on: 13th February 2026

Quick and easy application, able to pay back my loan...

5
Quick and easy application, able to pay back my loan via the method the method that suit you best. Very easy to log in and see where all the info is. Reviewed on: 13th February 2026

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