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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,552 reviews, last reviewed 22nd Mar 2026
428300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

5

Ease of application. Ease of application. Reasonable rates Reviewed on: 22nd March 2026
BRB's avatar
BRB

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12552)

Highly recommend

5
Easy to use internet access. Quick and efficient service. Reviewed on: 13th April 2025
KH's avatar
KH

Very easy application process, received money quickly

5
Very easy application process, received money quickly Reviewed on: 13th April 2025
Daniel S's avatar
Daniel S

Plata made it simple and stress free getting a loan

5
Plata made it simple and stress free getting a loan Reviewed on: 13th April 2025
Adam C's avatar
Adam C

Quick and easy application

5
It was incredibly quick and easy and I was granted a loan when so many other places had rejected me. It felt too good to be true - but it wasn’t! The application took minutes and they were clear throughout what would and wouldn’t affect my credit score (soft/hard searches, etc). The repayment options were also really good and I was able to choose a time frame and amount that worked for me. It’s been a game changer and. I can (ironically) get my finances in order and keep improving my credit score. Reviewed on: 13th April 2025
Olivia M's avatar
Olivia M

Clear simple application process and very quick resp...

5
Clear simple application process and very quick response Reviewed on: 12th April 2025
AJ 's avatar
AJ

Seamless absolutely first class company

5
Seamless absolutely first class company Reviewed on: 12th April 2025
Simon 's avatar
Simon

Fast decision no hassle.

5
Fast decision no hassle. Quick payment Reviewed on: 12th April 2025
Graham A's avatar
Graham A

I've had a seemless experience so far.

5
I've had a seemless experience so far. Easy and secure logins to check and control my account. Reviewed on: 12th April 2025
Miss S's avatar
Miss S

Very easy and speedy application

5
Very easy and speedy application Reviewed on: 12th April 2025
Rachel h's avatar
Rachel h

SImple, clear and easy.

5
SImple, clear and easy. A very good provider that made a stressful time much less stressful. Reviewed on: 12th April 2025
Thomas's avatar
Thomas

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