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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Easy to apply and decision was quick

5
Easy to apply and decision was quick Reviewed on: 14th February 2026

Best thing i have done!

5
Honestly been the best thing about my debt consolidation journey. There app is super easy to use, super easy to understand when paying extra, so you now how much you are svaing on interest or lowering the monthly cost etc. Reviewed on: 14th February 2026

Plata was there

5
Plata was there to help out when no other loan company would give me a loan, they saved me alot of worry Reviewed on: 14th February 2026

Helpful colleagues and a positive experience...

5
Plata were really helpful when I called to discuss my initial application and for the first few weeks where there was a bank account change, ensuring there were no delays. Thankfully I haven't needed to speak with them much since as everything has been smooth sailing but anytime I have, they've been helpful, positive and courteous! Reviewed on: 14th February 2026

Ease of use and transparency. Good value.

5
Ease of use and transparency. Excelent customer support with quick responses to queries and friendly staff. Reviewed on: 14th February 2026

Great experience, hassle free!

5
Such an easy experience to navigate and use their website. Everything is made simple and there is no stress. Plata have always been on hand when needed to answer any questions that I have had. They paid the next day and there was no hassle Reviewed on: 14th February 2026

Everything is very easy to access and customer servi...

5
Everything is very easy to access and customer service is great also. Reviewed on: 14th February 2026

The very best at keeping loans simple and straightfo...

5
The very best at keeping loans simple and straightforward Reviewed on: 14th February 2026

The application process was quick and easy to follow

5
The application process was quick and easy to follow Reviewed on: 14th February 2026

Quick and easy to apply

5
Quick and easy to apply supportive throughout my years Reviewed on: 14th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review