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Plata: Personal loans reviews

4.94
Based on 12,544 reviews, last reviewed 21st Mar 2026
427600% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very easy to apply and quick response Very easy to apply and quick response Reviewed on: 21st March 2026
Richard J's avatar
Richard J

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12544)

Polite staff but slow decision making

4
Polite staff but slow decision making Reviewed on: 9th April 2025

Company is Very good

5
The company is Very good and kept me informed through the process. Reviewed on: 9th April 2025

Simple easy application and the money in your accoun...

5
Simple easy application and the money in your account the next day what more could you want. Reviewed on: 9th April 2025

Service delivered promptly.

5
Service delivered promptly. No hussle with customer service. Reviewed on: 9th April 2025

I needing a loan to pay of my credit cards in to one...

5
I needing a loan to pay of my credit cards in to one payment. Filling in the forms from start to finish was about 30 min told them my income and my expenditure how much I needed what I was paying for my cards a month. I got expected further 10 minutes later the money was in my account. I'm actually paying less a month on my repayments than I was paying my cards a month win win Reviewed on: 9th April 2025

Easy to apply and no problems, straightforward and w...

5
Easy to apply and no problems, straightforward and well communicated about the stages of the application and the next steps. Reviewed on: 9th April 2025

Clear concise

5
Clear concise information provided during the application, wonderful customer service Reviewed on: 9th April 2025

EXCELLENT & GOOD SERVICE , EXCELLENT STAFF

5
EXCELLENT & GOOD SERVICE , EXCELLENT STAFF Reviewed on: 9th April 2025

Easy to follow process, quick and prompt response an...

5
Easy to follow process, quick and prompt response and fast transfer which makes life a lot easier sure. Reviewed on: 9th April 2025

Got the loan, it was very easy and helpful

5
Got the loan, it was very easy and helpful Reviewed on: 9th April 2025

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