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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Helpful customer service when I spoke to them

5
Helpful customer service when I spoke to them Reviewed on: 8th February 2026

Plata helped me with a loan when others wouldn’t.

5
Plata helped me with a loan when others wouldn’t. Reviewed on: 8th February 2026

Easy simple loan process thankyou

5
Easy simple loan process thankyou Reviewed on: 8th February 2026

Hassle free, no hidden fees, everything went smoothly

5
Hassle free, no hidden fees, everything went smoothly Reviewed on: 8th February 2026

Easy application, helpful staff, easy to navigate we...

5
Easy application, helpful staff, easy to navigate website Reviewed on: 7th February 2026

Would recommend

5
Easy to navigate, very quick to set up and have the money in my bank, easy to use app Reviewed on: 7th February 2026

Customer service and website support is brilliant

5
Was quick and easy. When needing to make changes the website and customer service is brilliant Reviewed on: 7th February 2026

Grate service and forward coming.

5
Grate service and forward coming. Any issues going be fix very quick. Reviewed on: 7th February 2026

Professional and without judgement

5
Professional and without judgement Reviewed on: 7th February 2026

I have never needed to look back with regret

5
It was a really easy application process and it didn’t take long at all for the approval to come through. The funds were in my bank account relatively quickly. All in all the whole thing took around 2-3 days from start to finish. I found Plata on a comparison website when looking for a loan. I was a bit sceptical at first as I hadn’t heard of the lender before honestly it was a really pleasant experience. Subsequent payments have always been taken when agreed and have never been an issue. I’ve been a customer since 2023. Every time I’ve needed to update my details, it’s been a really easy process and if you don’t like doing these things online then there is always someone to answer the phone to you and help you through it, without lengthy call hold waiting times. Highly recommend. Reviewed on: 7th February 2026

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review