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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,539 reviews, last reviewed 20th Mar 2026
427200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless application. Seamless application. Really helping to finally being debt free! Reviewed on: 20th March 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12539)

Excellent no fuss .

5
Excellent no fuss . Very easy process. Reviewed on: 9th April 2025
Will o's avatar
Will o

Smooth, efficient, fast, very happy.

5
Smooth, efficient, fast, very happy. Reviewed on: 9th April 2025
LJ's avatar
LJ

Perfect Service from minute 1.

5
Perfect Service from minute 1. Even from the moment i filled out the form to the money being in my account within hours, nothing could have been simpler Reviewed on: 9th April 2025
Iain S's avatar
Iain S

Fair and helpful

5
They provided me a fair and massively helpful loan at a time when other companies either weren't considering me or were only offering extortionate interest rates. Their application process was straight forward and the approval and payment process was very quick. Reviewed on: 9th April 2025
Chris H's avatar
Chris H

Quick and easy to understand.

5
Quick and easy to understand. Online system works very well both in application and during the term. Reviewed on: 9th April 2025
Michael Rigby's avatar
Michael Rigby

Quick service

5
Overall speedy response and beat other lenders to reply and complete transfer Reviewed on: 9th April 2025
David's avatar
David

Amazing service, easy too use.

5
Amazing service, easy too use. Very helpful Reviewed on: 9th April 2025
Lakeishia r's avatar
Lakeishia r

It’s a very handy platform for any credit score users.

4
It’s a very handy platform for any credit score users. Friendly customer service and reliable. Ian very happy with Plata. Reviewed on: 9th April 2025
Beloved T's avatar
Beloved T

Excellent swift service.

5
Excellent swift service. Easy to use service from start to finish Reviewed on: 9th April 2025
Sam s's avatar
Sam s

Plata makes signing in effortless.

4
Plata makes signing in effortless. If a payment fails for any reason, they provide a simple way to resolve it online—no need to call and wait on hold. Reviewed on: 9th April 2025
Charlie S's avatar
Charlie S

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