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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

I was struggling to find funding to fix my car so i...

5
I was struggling to find funding to fix my car so i could continue to make it to work, plata stepped up and were able to support my loan application and funding which ultimately kept me in a job Reviewed on: 7th February 2026
Robert A's avatar
Robert A

Definitely Recommend

5
Customer service are friendly and found it to be an easy service to use. Would definitely recommend Plata to others. If they want to check something they call and you speak to a real person who is kind. Reviewed on: 7th February 2026
Jasmine's avatar
Jasmine

Paid off 6 debt products with one loan.

5
Paid off 6 debt products with one loan. Reviewed on: 7th February 2026
Viene V's avatar
Viene V

Been easy to use and see what your owning

5
Been easy to use and see what your owning Reviewed on: 7th February 2026
Conan Curtis's avatar
Conan Curtis

Only use Plata!

5
Easy to use, excellent communication and good fair rates. Reviewed on: 7th February 2026
Hollie's avatar
Hollie

Easy application process, great communication throug...

5
Easy application process, great communication through our process , great web site . Reviewed on: 7th February 2026
Mr Paul Wilson 's avatar
Mr Paul Wilson

User Friendly and Helpful

5
The loan was easy to secure and the portal is user friendly. Reviewed on: 7th February 2026
Lois W's avatar
Lois W

Managed to delay a payment as had money struggles

4
Managed to delay a payment as had money struggles but could only do it once which I struggled with. Reviewed on: 7th February 2026
Leon H's avatar
Leon H

Fortunes on the interest, no early pay off option

3
Fortunes on the interest, easy to get through Equifax but no early pay off options to save money. I literally only got this to improve credit rating which has worked so far but for the cost I should have just got a credit card from elsewhere. Reviewed on: 7th February 2026
Mr M's avatar
Mr M
Reply from Plata Hi Mr M, Thank you for taking the time to share your feedback. We’re glad to hear that your loan has helped support your credit‑building goals, but we’re sorry to learn that aspects of our service haven’t met your expectations. If you’d like to pay off your loan early, you can do this at any time by logging in to your online account. Once you’re logged in, you’ll see an option called ‘Pay off your loan’, which will show your settlement figure. You can also find more information on our Settlements page: https://www.plata.com/s/early-settlement-information Kind regards, Plata. Response date: 17th February 2026
Plata's logo
Plata

Excellent company & customer service.

5
Excellent process & customer service. Always available to offer advice and assistance when required. Reviewed on: 7th February 2026
Ashley c's avatar
Ashley c

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