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Plata: Personal loans reviews

4.94
Based on 12,539 reviews, last reviewed 20th Mar 2026
427200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Seamless application. Seamless application. Really helping to finally being debt free! Reviewed on: 20th March 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12539)

Easy application, funds received quickly.

5
Easy application, funds received quickly. Reviewed on: 9th April 2025

Simple to use.

5
Simple to use. They care about their customers Reviewed on: 9th April 2025

The team is very helpful and the money are paid out...

5
The team is very helpful and the money are paid out straight away after approval Reviewed on: 9th April 2025

Excellent customer service

5
Any time I’ve needed help I’ve received it. Plata customer service is excellent always providing a solution to whatever problems I faced Reviewed on: 9th April 2025

Application and approval were quick and efficient.

5
Application and approval were quick and efficient. After sales customer service was very good when I have a problem with my debit card while I was abroad, it was delt with by their polite and professional staff over the phone and resolved in minutes. Reviewed on: 9th April 2025

Great company

5
My experience with Plata has been nothing but great. Seamless process, quick communication and user friendly platform. Reviewed on: 9th April 2025

Easy to apply, quick decision and competitive Apr.

5
Easy to apply, quick decision and competitive Apr. Reviewed on: 9th April 2025

Life saver very reasonable and manageable

5
It helped me out at a very difficult when literally no one else would and the interest rates are very reasonable and the payments are a nice amount to pay back each month and spread over a good time period a real life saver this site was Reviewed on: 9th April 2025

Lovely experience and customer service’s highly rated

5
Lovely experience and customer service’s highly rated Reviewed on: 9th April 2025

Great service, very polite on the phone.

5
Great service, very polite on the phone. Reviewed on: 9th April 2025

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