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Plata: Personal loans reviews

4.94
Based on 12,535 reviews, last reviewed 20th Mar 2026
426900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Loan application was quick and easy, fixed rate loan... Loan application was quick and easy, fixed rate loan is clear to understand and no surprising interests Reviewed on: 20th March 2026
Mathew's avatar
Mathew

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12535)

Fast efficient service , very clear easy to follow p...

5
Fast efficient service , very clear easy to follow process Reviewed on: 8th April 2025

First class service fast and helpful

5
First class service fast and helpful Reviewed on: 8th April 2025

Very helpful and good online support

5
Very helpful and good online support Reviewed on: 8th April 2025

Really helped me when I needed it and gave me a good...

5
Really helped me when I needed it and gave me a good interest rate! Reviewed on: 8th April 2025

I was stuck and the only Leander was Plata.

5
I was stuck and the only Leander was Plata. This was due to my poor credit score. But Plata was the only one to take me on and consolidate all my debts into one. This has increased my credit score by doing so and I'm in a much better place a year down the line. Reviewed on: 8th April 2025

Absolutely Amazing

5
Absolutely amazing and have been so helpful in my situation. Completed the checks and received the money within the same day. Plus, the interest rate is very reasonable when compared with any others. Reviewed on: 7th April 2025

Excellent

5
Quick great service and easy to use app Reviewed on: 7th April 2025

Credit builder

5
Because it help credit build , I got loan when my credit score law Reviewed on: 7th April 2025

Transparent and easy to use

5
Exactly what I needed when needed. Helped me so much in times where it was tough. Easy no hassle and great communication. Reviewed on: 7th April 2025

Quick and funds transferred next day.

5
Quick and funds transferred next day. Reviewed on: 7th April 2025

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