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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Everything was understanding and explain very easily

5
Everything was understanding and explain very easily Reviewed on: 23rd April 2025
Simon P's avatar
Simon P

Excellent service!

5
Excellent service! I got my loan approved straight away. Reviewed on: 23rd April 2025
FS's avatar
FS

Excellent company to deal from start to finish would...

5
Excellent company to deal from start to finish would highly recommend Reviewed on: 23rd April 2025
Rachael B's avatar
Rachael B

Plata has been extremely easy to use allowing me to...

5
Plata has been extremely easy to use allowing me to make extra payments when necessary. It gives me clear guidance on my interest rates and repayment options. Reviewed on: 23rd April 2025
Amy Holmes's avatar
Amy Holmes

Very good customer service.

5
Very good customer service. Plata Reviewed on: 23rd April 2025
Omowunmi 's avatar
Omowunmi

I cannot pay it off, is horrible

1
I cannot pay it off, is horrible Reviewed on: 23rd April 2025
Marcin S's avatar
Marcin S
Reply from Plata Hi Marcin, Thank you for your feedback which we are sorry to read. We have tried to investigate your feedback further, but we have been unable to identify your account. Plata offers multiple forbearance or repayment options, and we would like the opportunity to discuss these with you. Could you please reach out to our team on 0330 165 5125 and a member of staff will be happy to help. Kind regards, Plata. Response date: 29th April 2025
Plata's logo
Plata

Plata have been easy to deal with at all times from...

5
Plata have been easy to deal with at all times from applying to speaking to customer services when I need d an answer to my question, there customer service was one of the best I have encountered dealing with any financial service, the advisor was excellent Reviewed on: 23rd April 2025
Shirley S's avatar
Shirley S

Great service delivered efficiently with no fuss

5
Great service delivered efficiently with no fuss Reviewed on: 22nd April 2025
Alan Q's avatar
Alan Q

Good service, easy to used the app, no issues with t...

5
Good service, easy to used the app, no issues with them Reviewed on: 22nd April 2025
Ema Jones's avatar
Ema Jones

I used a loan from plata to consolidate my debt whic...

5
I used a loan from plata to consolidate my debt which has saved me a lot of interest. It is quick and easy to apply and the customer service was really good. I received a quick response back and my monthly payments are manageable. When I was unable to pay on one particular month I was able to get your in touch and continue making my usual payments the following month. Reviewed on: 22nd April 2025
Rebecca 's avatar
Rebecca

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