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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Great nice and easy.

5
Great nice and easy. Took few days to go through but came through in time like they promised Reviewed on: 22nd April 2025

It’s quick and easy.

5
It’s quick and easy. It’s also a lot cheaper than other loans companies if you have bad credit! Reviewed on: 22nd April 2025

Was easy process to apply and money was sent straigh...

5
Was easy process to apply and money was sent straightaway Reviewed on: 22nd April 2025

Easy to apply but will never push you over borrow...

5
Easy to apply but will never push you over borrow Reviewed on: 22nd April 2025

This has been very easy and quick response

5
This has been very easy and quick response Reviewed on: 22nd April 2025

I needed a fast loan and Plata did that with bells on!

5
I needed a fast loan and Plata did that with bells on! Reviewed on: 22nd April 2025

Customer service was amazing, very fast and dealt wi...

5
Customer service was amazing, very fast and dealt with things in a timely manner. Extremely happy with the service Reviewed on: 22nd April 2025

Very easy, quick and great affordability.

5
Very easy, quick and great affordability. Reviewed on: 22nd April 2025

Quick easy and provides a solution to whatever your...

5
Quick easy and provides a solution to whatever your situation might be Reviewed on: 22nd April 2025

Easy to use web app, brilliant customer service

5
Easy to use web app, I do wish Plata was on the play/app store. I found customer experience to be brilliant, very friendly and understanding people who don't judge or discriminate you. My only one other critique would be an easy way of showing the settlement amount to help keep you motivated, other then that I'm really happy and glad I chose Plata Reviewed on: 22nd April 2025

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