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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,530 reviews, last reviewed 20th Mar 2026
426400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

fast and secur.e The loan was processed fast and secure. Everything was ckear to undetstand. Very happy with their service Reviewed on: 20th March 2026
MS L's avatar
MS L

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
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Zoe
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12530)

Easy application, simple website

5
Easy application, simple website Reviewed on: 6th April 2025
Hannah Fotheringham's avatar
Hannah Fotheringham

Great company, very understanding and helpful.

5
Great company, very understanding and helpful. Definitely recommend Reviewed on: 6th April 2025
Lucy j's avatar
Lucy j

Fast aprove.

5
Fast aprove. Good APR. is not the ideal APR but if you have a lower credit score is fine. Reviewed on: 6th April 2025
Liviu's avatar
Liviu

Needed help with outstanding debt and got what I needed

5
I was in need of a loan to clear off some other outstanding debts I had for some time, and Plata helped me massively by offering me more than I required even though my credit score wasn't the best. The process of applying for the loan was simple and straightforward and I got the money sent to my bank within a day. Very impressed. The monthly payments were somewhat a bit of pain for me at first as I get paid weekly and had to set the payment money aside but, I rang up customer services and told them my situation and they very happily changed it from monthly payments to weekly payments! Never had an issue with Plata and would 100% recommend them to anyone in need of a personal loan with a lower credit score. Reviewed on: 6th April 2025
Nat M's avatar
Nat M

I have always been confident to contact plata ref an...

5
I have always been confident to contact plata ref any issue i might have and they are always very helpful. Reviewed on: 6th April 2025
Melanie S's avatar
Melanie S

It’s easy to use, it’s expanded fully and the websit...

5
It’s easy to use, it’s expanded fully and the website it’s very straightforward. I would recommend in a heartbeat.i am overly satisfied. Reviewed on: 6th April 2025
Jamielee's avatar
Jamielee

It was a quick, simple and pleasant experience, ever...

5
It was a quick, simple and pleasant experience, everything was explained in simple terms and I had no worries. Plata helped me out of a very deep hole and with that help I’ve been able to get myself back in control of my finances and have a little left over for myself. Reviewed on: 6th April 2025
KAREN J's avatar
KAREN J

Very helpful and easy to deal with also cheaper than...

5
Very helpful and easy to deal with also cheaper than some alternatives. Reviewed on: 6th April 2025
Richard P's avatar
Richard P

Smooth process with a quick decision.

5
Smooth process with a quick decision. Excellent rates and helpful customer Servise Reviewed on: 6th April 2025
Carla Y's avatar
Carla Y

Very good communication .

5
Very good communication .good interest Reviewed on: 6th April 2025
Ana M's avatar
Ana M

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