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Plata: Personal loans reviews

4.94
Based on 12,527 reviews, last reviewed 19th Mar 2026
426100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Trouble free lending, with excellent communication. Has been trouble free. Application was easy and loan has been easy to manage with good communication before each payment. Overall, as my loan repaymen... Read more Reviewed on: 19th March 2026
Kevin C's avatar
Kevin C

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12527)

Simple and professional .

5
Simple and professional . Process was really quick. Helpful staff. Prompt delivery of monies. Reviewed on: 30th March 2025

Everything worked seamlessly, quick easy and efficient.

5
Everything worked seamlessly, quick easy and efficient. Reviewed on: 30th March 2025

I have had no problems.

5
I have had no problems. Easy to set up and there is an option to pay extra as and when Reviewed on: 30th March 2025

Excellent Experience

5
Easy Quick Professional service from start to finish Reviewed on: 30th March 2025

Good service, genuine interest rate

5
Good service, genuine interest rate Reviewed on: 30th March 2025

Efficient and good value for money

5
Efficient and good value for money Reviewed on: 30th March 2025

Really easy happy to use and easy to get very...

5
Really easy happy to use and easy to get very helpful Reviewed on: 30th March 2025

very good delivered when needed excellent servic...

5
Was very good delivered when needed excellent service Brilliant what else can I say? Reviewed on: 30th March 2025

No pressure :)

5
It’s like when you ask your friend who knows you and he knows that everything will be fine . You just need some time to sort things out . Reviewed on: 30th March 2025

Easy apply and a great rate.

5
I applied for a loan and got a quote for a great rate. No aggressive hard sell or intrusive phone calls. Really quick turnaround and very clear about my rate, monthly payments and total payment. Great experience overall. I use a wide range of personal finance and this is one of the best I have used. Reviewed on: 29th March 2025

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