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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Excellent service

5
Easy to apply ,fast response and the process was very straightforward Reviewed on: 19th April 2025

Received call to resolve issue

5
Had an issue with my bank statements but received an phone call and all was sorted instantly Reviewed on: 19th April 2025

Would recommend

5
The application process was straightforward and simple. Their website functions well and it’s easy to access the information I need. Reviewed on: 19th April 2025

The customer service with plata is secon to none.

5
The customer service with plata is second to none. Never spoke with a member of staff that hasn’t done everything they can to help whether it be little or small. Reviewed on: 19th April 2025

Loan and support

5
Loan was provided and support offered when needed. Customer service staff very friendly and helpful. Reviewed on: 19th April 2025

Great easy to apply and money straight away

5
Great easy to apply and money straight away Reviewed on: 19th April 2025

Easy and understandable application.

5
Easy and understandable application. Easy to access information and to view the terms of contract. I have not used the customer service but that is because i haven’t needed to. I am kept up to date with anything that is happening. Reviewed on: 19th April 2025

Was smooth and easy to apply for my personal loan an...

5
Was smooth and easy to apply for my personal loan and easy to understand Reviewed on: 19th April 2025

Excellent customer service and Innovative process.

5
Excellent customer service and excellent value for money and innovative application process. Reviewed on: 19th April 2025

Very easy to work with and very good interest rate

5
Very easy to work with and very good interest rate Reviewed on: 19th April 2025

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