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Plata: Personal loans reviews

4.94
Based on 12,514 reviews, last reviewed 19th Mar 2026
424900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Application process was easy and painless, with good... Application process was easy and painless, with good and clear communication. Their website is easy to use, and they have an easy way to top up the lo... Read more Reviewed on: 19th March 2026
alexandru@badiu.me's avatar
[email protected]

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12514)

Quick and easy.

5
Quick and easy.. very hastle free Reviewed on: 26th March 2025

I applied on line and 10 minutes after completion my...

5
I applied on line and 10 minutes after completion my money was in the bank.. highly recommend if you need a loan Reviewed on: 26th March 2025

Process was simple and staff are great

5
Process was simple, customer service rep I spoken to was polite and courteous making me feel at ease and the funds were approved and in my bank in no time. I've dealt with other loan companies in the past that have you jumping through hoops and leave you feeling like you're begging for the funds but not Plata. A* experience Reviewed on: 26th March 2025

Online Loam

5
The whole loan process from start to finish was extremely clear and very easy. Reviewed on: 26th March 2025

Excellent service from firstapplication to receive...

5
Excellent service from first application to receive the loan , everything was extremely easy to apply for . Would definitely recommend. Reviewed on: 26th March 2025

From applying for the loan and money in my bank was...

5
From applying for the loan and money in my bank was fantastic Reviewed on: 26th March 2025

Easy and straightforward application and immediate a...

5
Easy and straightforward application and immediate acceptance when others wouldnt offer, funds were quickly deposited into my account making it all stress free. Very happy customer Reviewed on: 26th March 2025

The application was quick and easy

5
The application was quick and easy and actually took into account my credit score and what I could afford to pay a month unlike my banking provider Reviewed on: 26th March 2025

Very happy .

5
Very happy with the service and speed to get completed Reviewed on: 26th March 2025

Straight forward and quick process.

5
Straight forward and quick process. Decision within minutes and money arrived next day Reviewed on: 26th March 2025

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