Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,505 reviews, last reviewed 18th Mar 2026
424100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple application and funds deposited very quickly. Simple application and funds deposited very quickly. Reviewed on: 18th March 2026
Jonathan T's avatar
Jonathan T

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (12505)

Good and swift experience in getting a loan

5
Good and swift experience in getting a loan Reviewed on: 26th March 2025
Furk's avatar
Furk

Rockin'!

5
Rockin'! Very helpful and quick with the online aplication, realy quick positive result. Money in the bank the next day. Reviewed on: 26th March 2025
Andrei S's avatar
Andrei S

Plata to the rescue!

5
I was refused a personal loan everywhere else I applied. I was at the point where I just gave up until I came across Plata. My loan was approved in minutes and the money arrived in my account the next day! Reviewed on: 26th March 2025
Humaira B's avatar
Humaira B

Tried Plate for the 1st time and was very impressed...

5
Tried Plate for the 1st time and was very impressed with how easy the process was. Customer service was excellent in handling my call, I was very impressed and the process was very quick. Would definitely recommend them. Reviewed on: 26th March 2025
Novelette Haughton 's avatar
Novelette Haughton

Very reliable and easy to deal with.

5
Very reliable and easy to deal with. Good communication and simple to use application. Many thanks. Reviewed on: 26th March 2025
Christina 's avatar
Christina

I came to Plata to consolidated pre-existing loans

4
I came to Plata to consolidated pre-existing loans and they were quick and easy to deal with to review the proposals and implement the loan. Reviewed on: 26th March 2025
AG's avatar
AG

I've not had to speak to any customer service or had...

3
I've not had to speak to any customer service or had any problems as of yet Reviewed on: 26th March 2025
Leon H's avatar
Leon H

Was easy to apply for and received money swiftly

5
Was easy to apply for and received money swiftly Reviewed on: 26th March 2025
Chloe's avatar
Chloe

Easy to deal with and nice people

5
Easy to deal with and nice people to help you out Reviewed on: 26th March 2025
William C's avatar
William C

Smooth and easy would definitely recommend

5
Smooth and easy would definitely recommend Reviewed on: 25th March 2025
Logan 's avatar
Logan

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill