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Plata: Personal loans reviews

4.94
Based on 12,504 reviews, last reviewed 18th Mar 2026
424000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Highly Recommend!! Very easy application process, the money straight into your account as promised, easy and affordable repayment options. Reviewed on: 18th March 2026
Mitch's avatar
Mitch

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12504)

Really easy process and received Money quickly into...

5
Really easy process and received Money quickly into my account. Everything was above board and terms and conditiion was transparent Reviewed on: 25th March 2025

Easy to deal with and quick with the transfer!

5
Easy to deal with and quick with the transfer! Reviewed on: 25th March 2025

Exceptional with everything from start to finish

5
Exceptional with everything from start to finish Reviewed on: 25th March 2025

Such an easy process to apply and get a top up.

5
Such an easy process to apply and get a top up. Would recommend! Reviewed on: 25th March 2025

Smooth professional service.

5
Smooth professional service. Application process easy to navigate through. Professional support and mannerism from the team over the phone . Reviewed on: 25th March 2025

i consolidated two loans for one and lowered my mont...

5
i consolidated two loans for one and lowered my monthly payment by £400 putting me on a stable financial position Reviewed on: 25th March 2025

My loan from Plata didn’t take 1 hour and it went th...

5
My loan from Plata didn’t take 1 hour and it went through . Plata financial services is Efficient and Reliable . Reviewed on: 25th March 2025

FANTASTIC

5
Fantastic couldn’t wish for better Reviewed on: 25th March 2025

It was quick and simple with all details provided an...

5
It was quick and simple with all details provided and then a fast decision within minutes. It helped my purpose and I will recommend people as the instalment is also less. Reviewed on: 25th March 2025

Really easy to use and very fast

5
Really easy to use and very fast Reviewed on: 25th March 2025

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