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Plata: Personal loans reviews

4.94
Based on 12,379 reviews, last reviewed 14th Mar 2026
412100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Clear process, and funds swiftly available. Very clear and straightforward application process. Promptly allocated funds. Reviewed on: 14th March 2026
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FS

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
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NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12379)

Actually care about their service!

5
Very easy to deal with, clear paperwork and friendly helpful staff over the phone - just being able to talk to someone helpful was so refreshing! Reviewed on: 12th March 2025

Very helpful and quick

5
Very helpful and quick with decisions and money in the bank kept me informed through the process with emails and texts Reviewed on: 12th March 2025

Great Company

5
They have helped me greatly to allow me to organise my finances a lot better. There was no stress involved, plata made the process very easy. Reviewed on: 12th March 2025

Fast and friendly service very reliable

5
Fast and friendly service very reliable Reviewed on: 12th March 2025

Good and polite in dealing with customer.

5
Good and polite in dealing with customer. Reviewed on: 12th March 2025

Very good fast service, everything very well explain...

5
Very good fast service, everything very well explained and easy to apply. Reviewed on: 12th March 2025

Excellent.

5
Excellent. There was no prank. There was no hidden agenda. Reviewed on: 12th March 2025

I got my Plata loan through clear score.

5
I got my Plata loan through clear score. Plata had really good APR compared to the rest of the offers. My loan application was really easy and the money was in my account a couple of hours later. I was asked my preferred direct debit date which is great as I do have to worry about the payments going out. Reviewed on: 12th March 2025

Plata-num Service!

5
Overall really pleasant experience using plata, great communication, user friendly, exceptional customer service and prompt turnaround an excellent business to work with! Reviewed on: 12th March 2025

Very quick and smooth transaction

5
Very quick and smooth transaction Reviewed on: 12th March 2025

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