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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

I needed a loan and I got one from plata very quickly.

5
I needed a loan and I got one from plata very quickly. Reviewed on: 15th April 2025

Highly recommend

5
Fast and easy, app is great to use and track, communication underestimated loan company, value and reliable, quick transaction service was amazing and professional highly recommend if you are needing extra funds Reviewed on: 15th April 2025

So quick and easy.

5
So quick and easy. Easy to get hold of customer servicr anf speak to an actual human. Communication is excellent. Reviewed on: 15th April 2025

Very smooth and efficient, no rush or anything

5
Very smooth and efficient, no rush or anything Reviewed on: 15th April 2025

Amazing loan provider

5
Very easy to manage the account and any issued the customer service is spot on. Application was well structured and sorted with constant communication. Reviewed on: 15th April 2025

Excellent company!

5
I applied for a loan last year, filled out all the necessary forms out online and by the end of the working day, I got what I wanted. I know that Plata are a phone call away if I need them for anything; and that my account online is always kept up to date and everything is explained as clearly as possible, so you know where you are at with things. Reviewed on: 15th April 2025

Quick service

5
Quick service - swift at responding to request and keeping me informed of progress. Reviewed on: 15th April 2025

Excellent

5
Very helpful and professional, easy to use Reviewed on: 15th April 2025

Ease of applying, secure and straightforward.

5
Ease of applying, secure and straightforward. . Reviewed on: 15th April 2025

Very easy to set up, it would be easier if there was...

5
Very easy to set up, it would be easier if there was an app that could be used to track and make early repayments without having to use the online portal and logging in every time. The interest rates are fair and this helped me through a tough time. Reviewed on: 15th April 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review