Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 11,366 reviews, last reviewed 12th Mar 2026
314600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience, very helpful! Great experience, very helpful! Great interest rates! Reviewed on: 12th March 2026
Gemma Rafferty's avatar
Gemma Rafferty

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (11366)

Very easy application and prompt on payment

5
Very easy application and prompt on payment Reviewed on: 3rd March 2025

Easy fast and simple money in my account within the...

5
Easy fast and simple money in my account within the hour Reviewed on: 3rd March 2025

Very easy application and fast payment.

5
Very easy application and fast payment. Reviewed on: 3rd March 2025

Customer Service Excellent

5
Easy to obtain loan, payments set up easily and taken by direct debit monthly with no fuss. Took out small loan to try and get my credit score back on track. Reviewed on: 3rd March 2025

Fantastic value for money

5
My experience with plata is that they are excellent in customer service very fast in sorting things for what you need. Very pleasant when talking to you I'm very happy with the service they provided for me I highly recommend to family and friends. Reviewed on: 3rd March 2025

Help when you need it

5
Easy,fast.first class service.great help and great value.really helped me when I needed it Reviewed on: 3rd March 2025

Very easy and quick service to use.

5
Very easy and quick service to use. Reviewed on: 3rd March 2025

Got loan very quick, and when they had an issue taki...

5
Got loan very quick, and when they had an issue taking my payment "cus i thought it is direct debit" they responded very quickly and explained how payments are working. Reviewed on: 3rd March 2025

Easy simple application.

5
Easy simple application. Money sent immediately after approval Reviewed on: 3rd March 2025

Very speedy process and smooth no complaints whatsoe...

5
Very speedy process and smooth no complaints whatsoever Reviewed on: 3rd March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review