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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Quick service

5
Overall speedy response and beat other lenders to reply and complete transfer Reviewed on: 9th April 2025

Amazing service, easy too use.

5
Amazing service, easy too use. Very helpful Reviewed on: 9th April 2025

It’s a very handy platform for any credit score users.

4
It’s a very handy platform for any credit score users. Friendly customer service and reliable. Ian very happy with Plata. Reviewed on: 9th April 2025

Excellent swift service.

5
Excellent swift service. Easy to use service from start to finish Reviewed on: 9th April 2025

Plata makes signing in effortless.

4
Plata makes signing in effortless. If a payment fails for any reason, they provide a simple way to resolve it online—no need to call and wait on hold. Reviewed on: 9th April 2025

Easy application, funds received quickly.

5
Easy application, funds received quickly. Reviewed on: 9th April 2025

Simple to use.

5
Simple to use. They care about their customers Reviewed on: 9th April 2025

The team is very helpful and the money are paid out...

5
The team is very helpful and the money are paid out straight away after approval Reviewed on: 9th April 2025

Excellent customer service

5
Any time I’ve needed help I’ve received it. Plata customer service is excellent always providing a solution to whatever problems I faced Reviewed on: 9th April 2025

Application and approval were quick and efficient.

5
Application and approval were quick and efficient. After sales customer service was very good when I have a problem with my debit card while I was abroad, it was delt with by their polite and professional staff over the phone and resolved in minutes. Reviewed on: 9th April 2025

Review Plata: Personal loans now

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