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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy to apply. Great customer service.

5
Great customer service and easy application process. Reviewed on: 9th April 2025

Very straight forward and easy to use platform.

5
Very straight forward and easy to use platform. Timely responses Reviewed on: 9th April 2025

Great from start to finish, very professional.

5
Great from start to finish, very professional. Reviewed on: 9th April 2025

Very easy to apply with all rates, repayments and to...

5
Very easy to apply with all rates, repayments and total duration of loan very easy to understand. Loan was paid within 24 hours of approval, I would highly recommend Plata for any person looking to borrow big or small as the entire process was straightforward and stress free. Reviewed on: 9th April 2025

Simple and quick process,

5
Simple and quick process, funds in the bank within hours. Reviewed on: 9th April 2025

Excellent no fuss .

5
Excellent no fuss . Very easy process. Reviewed on: 9th April 2025

Smooth, efficient, fast, very happy.

5
Smooth, efficient, fast, very happy. Reviewed on: 9th April 2025

Perfect Service from minute 1.

5
Perfect Service from minute 1. Even from the moment i filled out the form to the money being in my account within hours, nothing could have been simpler Reviewed on: 9th April 2025

Fair and helpful

5
They provided me a fair and massively helpful loan at a time when other companies either weren't considering me or were only offering extortionate interest rates. Their application process was straight forward and the approval and payment process was very quick. Reviewed on: 9th April 2025

Quick and easy to understand.

5
Quick and easy to understand. Online system works very well both in application and during the term. Reviewed on: 9th April 2025

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