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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Very easy to apply with all rates, repayments and to...

5
Very easy to apply with all rates, repayments and total duration of loan very easy to understand. Loan was paid within 24 hours of approval, I would highly recommend Plata for any person looking to borrow big or small as the entire process was straightforward and stress free. Reviewed on: 9th April 2025
RM's avatar
RM

Simple and quick process,

5
Simple and quick process, funds in the bank within hours. Reviewed on: 9th April 2025
Steve M's avatar
Steve M

Excellent no fuss .

5
Excellent no fuss . Very easy process. Reviewed on: 9th April 2025
Will o's avatar
Will o

Smooth, efficient, fast, very happy.

5
Smooth, efficient, fast, very happy. Reviewed on: 9th April 2025
LJ's avatar
LJ

Perfect Service from minute 1.

5
Perfect Service from minute 1. Even from the moment i filled out the form to the money being in my account within hours, nothing could have been simpler Reviewed on: 9th April 2025
Iain S's avatar
Iain S

Fair and helpful

5
They provided me a fair and massively helpful loan at a time when other companies either weren't considering me or were only offering extortionate interest rates. Their application process was straight forward and the approval and payment process was very quick. Reviewed on: 9th April 2025
Chris H's avatar
Chris H

Quick and easy to understand.

5
Quick and easy to understand. Online system works very well both in application and during the term. Reviewed on: 9th April 2025
Michael Rigby's avatar
Michael Rigby

Quick service

5
Overall speedy response and beat other lenders to reply and complete transfer Reviewed on: 9th April 2025
David's avatar
David

Amazing service, easy too use.

5
Amazing service, easy too use. Very helpful Reviewed on: 9th April 2025
Lakeishia r's avatar
Lakeishia r

It’s a very handy platform for any credit score users.

4
It’s a very handy platform for any credit score users. Friendly customer service and reliable. Ian very happy with Plata. Reviewed on: 9th April 2025
Beloved T's avatar
Beloved T

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