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Plata: Personal loans reviews

4.94
Based on 10,969 reviews, last reviewed 10th Mar 2026
277300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just overall brilliant service, from start to finish... Just overall brilliant service, from start to finish brilliant service Reviewed on: 10th March 2026
Gary S's avatar
Gary S

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10969)

Really positive experience from start to finish of a...

5
Really positive experience from start to finish of application, was a delay in getting the funds rang up to double check everything was okay they couldn’t apologise enough and sent a gratitude payment also! Really easy to manage loan and see details via website really happy. Reviewed on: 21st February 2025

Really good communication with my plan and when to p...

5
Really good communication with my plan and when to pay it off. Reviewed on: 21st February 2025

Easy to apply, competitive rates.

5
Easy to apply, competitive rates. Good communication. Reviewed on: 21st February 2025

Simple process during a difficult financial period

5
Simple process and every time I have contacted Plata, I have been made to feel comfortable talking about lending and the options available to me. I have never had to take out a loan before but after going through a divorce and starting over in my 40s I have needed a bit of help to get my new home ready for me and my two children. I couldn’t have done this without the help from Plata. Thanks you. Highly recommended. Reviewed on: 21st February 2025

Straight forward application and helpful staff

5
Straight forward application and helpful staff Reviewed on: 21st February 2025

Easy to deal with from day one

5
Plata were easy to deal with from day one and no issues at all so far . Reviewed on: 21st February 2025

Applying for a Plata loan was so easy..

5
Applying for a Plata loan was so easy. No fuss. No complicated forms . Easy to navigate . Totaly proffesianal. Thankyou Plata for believing in me. With no judgment. Reviewed on: 21st February 2025

Application was pretty straight forward and efficient.

5
Application was pretty straight forward and efficient. Very happy. Reviewed on: 21st February 2025

Brilliant communication so quick

5
Brilliant communication so quick Reviewed on: 21st February 2025

Great experience with Plata

5
I first came across Plata when searching for a personal loan a few years ago when my son was getting married. I again approached Plata when my daughter got married last year. My youngest daughter is next to get married...so i expect i will again be in contact! Always a professional and friendly service. Very impressed by Plata and would highly recommend. Reviewed on: 21st February 2025

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