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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Blissful Experience

5
Blissful Experience straight to the point I loved it Reviewed on: 26th March 2025

Great experience with Plata.

5
Great experience with Plata. Highly recommend and big thanks to them for allowing me to chase my passion. Reviewed on: 26th March 2025

Great and straightforward experience with great cust...

5
Great and straightforward experience with great customer service Reviewed on: 26th March 2025

Quick, transparent, helpful.

5
Quick, transparent, helpful. I have no concerns and have had no issues this far. Reviewed on: 26th March 2025

Excellent start to finish

5
The only loan I applied that had the most affordable plan. Prompt, efficient. Excellent comms Reviewed on: 26th March 2025

Application made very simple fast and professional.

5
Application made very simple fast and professional. Reviewed on: 26th March 2025

Excellent from start to finish.

5
Excellent from start to finish... Very quick Reviewed on: 26th March 2025

Quick, easy application and received funds the next...

5
Quick, easy application and received funds the next day. Reviewed on: 26th March 2025

5 Stars for Plata

5
Plata have made personal loans easy, a nice simple transaction and moneys paid in almost instantly, takes away so much faff when trying to get a loan. Reviewed on: 26th March 2025

Consolidation

5
Quick application accepted transferred without no fuss good rates as well Reviewed on: 26th March 2025

Review Plata: Personal loans now

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