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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,641 reviews, last reviewed 8th May 2026
40700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Quick and easy and supportive team Quick and easy and supportive team Reviewed on: 8th May 2026
Gavin G's avatar
Gavin G

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13641)

Exceptional loan providers

5
Great loan service. Very quick to recieve the money and helped me to stay on top of paying the loan by, choosing the correct term to pay off the loan in a timely and efficient manner. Reviewed on: 3rd April 2026
SH's avatar
SH

Very quick to release money in your account.

5
Very quick to release money in your account. The application was so simple making everything smooth Reviewed on: 3rd April 2026
Alice F's avatar
Alice F

Smooth Experience

5
The experience to date has been smooth and efficient. The online services are easy to use and very handy to keep on top of your payments. You can add on extra payments per month and see the interest fall , it recommends the type of payment to help you in the long run also! Reviewed on: 3rd April 2026
Reece T's avatar
Reece T

My loan application was quick easy and met all my ne...

5
My loan application was quick easy and met all my needs Reviewed on: 3rd April 2026
Amanda 's avatar
Amanda

It was quick and easy and they didn't ask hundreds o...

5
It was quick and easy and they didn't ask hundreds of questions. I will use them again when my current loan is clear Reviewed on: 3rd April 2026
lorna 's avatar
lorna

Never get disturbed by plata with emails or messages

5
Never get disturbed by plata with emails or messages Reviewed on: 3rd April 2026
Franklin D's avatar
Franklin D

Customer services is ok .

5
Customer services is ok . Can improve on direct debit set up eg. i lost my direct debit but it was replaced . i thought the monthly instalment will go out automatically because i have already set up a plan but it did not. I phoned customer services to reset this giving details of my new card for dd payments . I also . It was used against me and marked as missed payment . I was also informed that i can apply for a top up loan a month before i complete payment or 48 hours after. When i enquired about this on chat , i was told i do not qualify for a loan /loan top up. i find this very disappointing as an ex- customer who kept to my payment plan without any issues Reviewed on: 3rd April 2026
karen l's avatar
karen l

Plata are outstanding

5
Plata are outstanding — their service is fast, reliable, and genuinely customer‑focused. The quality of their work is consistently excellent, and they always go the extra mile to make sure everything is perfect. Highly recommend them to anyone looking for professionalism, great communication, and results you can trust. Reviewed on: 3rd April 2026
Moses F's avatar
Moses F

Great service

5
Great could not complain at all. Would recomend Reviewed on: 2nd April 2026
Philip s's avatar
Philip s

Flawless from start to finish.

5
Flawless from start to finish. Checks were fast and clearly explained, timelines were kept, no hidden fees or terms, and money was received without stress. Additionally, I had great support from the start to finish. I will highly recommend this loan provider. Reviewed on: 2nd April 2026
Simeon A's avatar
Simeon A

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