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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

easy stress free and no complicated forms to complet...

5
easy stress free and no complicated forms to complete easy set up clear payment plan Reviewed on: 20th March 2025
janet s's avatar
janet s

Plata took the stress away.

5
The whole borrowing process from start to finish was straight forward. The communication was vey good, and the transfer of money was very prompt. Reviewed on: 20th March 2025
Steven J's avatar
Steven J

Very easy process, excellent customer service, low w...

5
Very easy process, excellent customer service, low waiting times on phone Reviewed on: 20th March 2025
George's avatar
George

Great service and such a streamline process

5
Have had a great experience with Plata from beginning to now. Even when my car broke down and I needed an additional top up so close to Christmas, the process was streamline, simple and customer service representatives were both helpful and informative. If I were to take a loan in the future, I would absolutely turn to Plata Reviewed on: 20th March 2025
Kayleigh R's avatar
Kayleigh R

Great and easy service!

5
Great and easy service! Very quick and straight forward Reviewed on: 20th March 2025
Jon P's avatar
Jon P

Reliable and prompt service!

4
Reliable and prompt service! Really handy when you want quick funds. Reviewed on: 20th March 2025
MTHOKO M's avatar
MTHOKO M

Easy application, quick decision

5
Easy application, quick decision Reviewed on: 20th March 2025
Aimee 's avatar
Aimee

I found the whole application process was rather eas...

5
I found the whole application process was rather easy throughout. Reviewed on: 20th March 2025
Ricardo Williams's avatar
Ricardo Williams

Great for consolidation loans

5
I needed a loan to consolidate other debt and plata had a reasonable interest rate when every other bank was offering rip-off rates. I would definitely recommend. Reviewed on: 20th March 2025
Selma's avatar
Selma

Intuitive, user friendly and easy to apply.

5
Easy to complete the application, the process was user friendly, intuitive and not intrusive. Reasonable rates and I like the monbthly reminder when a payment is due. Reviewed on: 20th March 2025
Brian C's avatar
Brian C

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