Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 10,939 reviews, last reviewed 9th Mar 2026
274400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstanding and efficient. The whole experience and efficiency was outstanding. Everything was made clear and easy to undetstand Reviewed on: 9th March 2026
Brian S's avatar
Brian S

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (10939)

easy to apply

5
Quick and easy to apply and friendly and helpful staff Reviewed on: 21st February 2025
Sharon o's avatar
Sharon o

Excellent

5
Excellent , simple no-nonsense system. Reviewed on: 21st February 2025
Andy D's avatar
Andy D

Highly recommend to everyone

5
Very easy to apply for loans, can pay earlier when time I want and in few minutes you can see how much you still have to pay low interest.... Reviewed on: 21st February 2025
Sonia 's avatar
Sonia

Great customer service, and easy to use website and App

5
Great customer service, and easy to use website and App Reviewed on: 21st February 2025
Stellz2711 's avatar
Stellz2711

quick and easy

5
It was easy to use and I had a quick reply from plata Reviewed on: 21st February 2025
Gwynedd's avatar
Gwynedd

Super easy and quick

5
Really easy to apply and money was set super quick. App very good in showing loan and any early payments reduces the interest as well Reviewed on: 21st February 2025
Lisa H's avatar
Lisa H

Excellent communication great service

5
Excellent communication great service Reviewed on: 21st February 2025
Brian's avatar
Brian

Super simple finance without the jargon

5
Plata is super simple and great at laying out information in a way that feels easy and not using complicated jargon. Have had a great experience with the service so far. Reviewed on: 21st February 2025
Peter B's avatar
Peter B

Very simple application process, no issues.

5
Very simple application process, no issues. Open and honest on all features of the loan. Quick to approve and put the funds into my account. Many thanks. Reviewed on: 21st February 2025
Andrew G's avatar
Andrew G

I applied and was approved.

5
I applied and was approved. The money was in my bank account the same day. Brilliant service. Reviewed on: 21st February 2025
Julie Walpole 's avatar
Julie Walpole

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill