Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (13650)

Greta experience!

5
Greta experience! Made the application process very easy to follow Reviewed on: 20th March 2025
Dex B's avatar
Dex B

Good service quick and reliable.

5
Good quick and simple to apply, friendly service hi high interest Reviewed on: 20th March 2025
JP's avatar
JP

Outstanding communication.

5
Excellent communication. Simple application process. Supportive customer services who promptly answer the calls and resolve matters quickly. Straightforward honest lending company Reviewed on: 20th March 2025
Andriy's avatar
Andriy

I got a loan for 3000 I have tried different lenders...

5
I got a loan for 3000 I have tried different lenders but nothing worked for me then but plata approved my loan it was such a easy and quick process for the online application I will recommend it and interest rate is much lower than other lenders I am grateful to plata in future if I have to use plata I will. Reviewed on: 20th March 2025
Valency's avatar
Valency

Super Quick and Very Reasonable loan provider!

5
I needed a loan and was struggling to obtain credit. Plata were very reasonable with their rates taking into account my credit score and provided the funds extremely quickly. I was so grateful for Plata coming to my rescue. Reviewed on: 20th March 2025
Burko's avatar
Burko

Very easy to deal with and complete

5
Very easy to deal with and complete Reviewed on: 20th March 2025
Abigail d's avatar
Abigail d

BEST Value! Really pleased!

5
I was looking for a loan in different places. Even in Lendable, where I had a loan before and it was actually good. I was surprised that that loan for the same amount was extortionate to pay back. Plata was INCREDIBLE at offering a lower APR rate which is why I opted for it. I'm glad I found Plata! Reviewed on: 20th March 2025
Ivan D's avatar
Ivan D

My borrowing process with them was very easy and str...

5
My borrowing process with them was very easy and straightforward Reviewed on: 20th March 2025
Ken I's avatar
Ken I

Great app

5
Very helpfull staff, great app as can see whats going on. Reviewed on: 20th March 2025
Stephen F's avatar
Stephen F

Fast, friendly and easy

5
I approached Plata for a loan to consolidate my existing debts in to one monthly payment. With my credit score not being the best, they offered me a loan for the amount I was looking for, with a decent rate of interest that mad my repayments affordable for me. Very quick and swift with sorting out the details. Customer service was fantastic and we had the loan sorted out and paid to me quickly. Reviewed on: 20th March 2025
Ben 's avatar
Ben

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill