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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Great app

5
Very helpfull staff, great app as can see whats going on. Reviewed on: 20th March 2025

Fast, friendly and easy

5
I approached Plata for a loan to consolidate my existing debts in to one monthly payment. With my credit score not being the best, they offered me a loan for the amount I was looking for, with a decent rate of interest that mad my repayments affordable for me. Very quick and swift with sorting out the details. Customer service was fantastic and we had the loan sorted out and paid to me quickly. Reviewed on: 20th March 2025

Quick and easy application.

5
Quick and easy application. Not had to used customer service for anything yet. Hopefully should be good. Money quickly transferred to the bank. Reviewed on: 20th March 2025

Plata experience

5
Excellent, no problems at all. Very helpful. Loan was explained clearly and anyt that wasn't clear was rectified. Online availability is great to be able to check how the loan is doing. Reviewed on: 20th March 2025

fast and efficient

4
Plata experience has been brilliant, they have been fast and efficient Reviewed on: 20th March 2025

Straightforward application process and transparent...

5
Straightforward application process and transparent terms. Quick application and response with regular reminders for when the payment is due. Reviewed on: 20th March 2025

Good all round they can help you out

5
Good all round they can help you out Reviewed on: 20th March 2025

It was easy to apply and get a result straight...

5
It was easy to apply and get a result straight away Reviewed on: 20th March 2025

excellent service reliable efficient

5
excellent service reliable efficient Reviewed on: 20th March 2025

Very quick and easy process.

5
Very quick and easy process. Kept informed and no issues at all Reviewed on: 20th March 2025

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review